320 River Oaks Dr, Luling, LA 70070 Property Records

St. Charles Parish property record for 320 River Oaks Dr, Luling, LA 70070

Property Summary

Property Type	Single Family Home
Details	2,562 sqft · built 1970
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$378,000 (Aug 2025)
Tax Bill	$1,792 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2023 Foreclosure
APN	`7-055 00F 000A5`

Property Details

APN / Parcel Number

Primary APN	`7-055 00F 000A5`

Interior

Building Area	2,562 sqft Living Area

Exterior

Year Built	Built 1970
Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	320 RIVER OAKS DR
City	LULING
State	LA
Zip	70070-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALF OF LOTS 5 AND ALL OF LOT 6, BLK. F, RIVER OAKS SUBD.
Legal Subdivision	RIVER OAKS SUBD (WESTBANK)
Legal Block	F
Legal Lot Number	5
Jurisdiction	ST CHARLES LA
Township / Civil Division	7
Census Block Group	2
Census Block	2043
Census Tract	63100

Owner

Source: St. Charles Parish assessment roll, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	320 RIVER OAKS DR, LULING, LA 70070-2142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Quit Claim Deed, Transfer · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Dec 28, 2023	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Jan 2, 2025 · Amount on Record
Deed Document Number	490759
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES LA
Recording Date	Jul 22, 2026
Property Address	320 RIVER OAKS DR, LULING, LA 70070-2142
Document Number	0000497754
Instrument Date	Jul 6, 2026
Instrument	2026497754
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 RIVER OAKS DR, LULING, LA 70070-2142

Mortgage

Document Number	0000497755,
Date	Jul 22, 2026
Instrument	2026497755

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	ST CHARLES LA
Recording Date	Dec 28, 2023
Property Address	320 RIVER OAKS DR, LULING, LA 70070-2142
Document Number	0000479142
Instrument Date	Dec 20, 2023
Instrument	479142
Transaction Type	Foreclosure
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,792.00 (-30.81%) Homeowner's exemption	$25,240 (-) Land $8,210 Building $17,030	$252,400 (-) Land $82,100 Building $170,300
2024	$2,590.00	$25,240 (+272.55%) Land $8,210 Building $17,030	$252,400 (+272.55%) Land $82,100 Building $170,300
2023	Homeowner's exemption	$6,775 (-) Land $2,625 Building $4,150	$67,750 (-) Land $26,250 Building $41,500
2022	Homeowner's exemption	$6,775 Land $2,625 Building $4,150	$67,750 Land $26,250 Building $41,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 434 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	434 in force
Nearby Flood Claims	216 (1978–2026)
Claims Outside the SFHA	166 of 216
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Tropical Storm Arthur, Jun 2026 · 19 claims Hurricane Katrina, Aug 2005 · 40 claims Severe Storms And Flooding, May 1995 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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