Catawba County property record for 3918 Granite St, Terrell, NC 28682 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,074 sqft · built 2007 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,500,000 (Oct 2021) |
| Tax Bill | $5,424 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4617-04-53-1674 |
| Primary APN | 4617-04-53-1674 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 5,074 sqft Living Area |
| 1st Floor Area | 1,657 sqft |
| Basement Area | 1,911 sqft |
| Finished Basement | 2,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Lot Area | 33,106 sqft (0.76 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 793 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 38 sqft |
| Patio Area | 285 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3918 GRANITE ST |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-9733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 PL 47-155 |
| Legal Subdivision | SOMERSET ON LAKE NORMAN |
| Legal Lot Number | 5 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | MOUNTAIN CREEK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11505 |
Source: Catawba County records · APN 4617-04-53-1674
Assessment roll updated August 3, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3918 GRANITE ST, TERRELL, NC 28682-9733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed of Trust, Mortgage · Commercial Mortgage HOMETRUST BANK |
| Mar 19, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 05, 2021 · Amount on Record |
| Deed Sale | Oct 05, 2021 · Amount on Record |
| Prior Sale | Jul 13, 2006 · Amount on Record |
| Deed Document Number | 202124436 |
| Deed Book / Page | 3693 / 344 |
| Prior Transfer Date | Oct 04, 2021 |
| Prior Transfer Doc | 0000024436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3918 GRANITE ST, TERRELL, NC 28682-9733 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3918 GRANITE ST, TERRELL, NC 28682-9733 |
| Document Number | 0037411228 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 3741/1228 |
| Instrument | 9860 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3918 GRANITE ST, TERRELL, NC 28682-9733 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036420843 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 3642/843 |
| Instrument | 6309 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,361,200 (+56.42%) Land $282,700 Building $1,078,500 | ||
| 2025 | $5,424.00 (-17.41%) | ||
| 2023 | $6,567.00 | $870,200 Land $200,300 Building $669,900 | $1,361,200 Land $282,700 Building $1,078,500 |
Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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