3905 Granite St, Terrell, NC 28682 Property Records

Catawba County property record for 3905 Granite St, Terrell, NC 28682 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2004
Square Footage	3,484 sqft Living Area
Lot Size	27,007 sqft (0.62 acres)
Occupancy	Owner Occupied
Last Sale	$710,000 (2025)
Tax Bill	$2,587.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4617-14-43-8859`
Alternative APN	`0801233`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	2 Partial Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	3,484 sqft Living Area
1st Floor	2,894 sqft 1st Floor
Upper Floors	1,447 sqft Upper Floors
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	27,007 sqft (0.62 acres)
Depth X Width	300 ft x 90 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	360 sqft Garage

Exterior Amenities

Patio Area	256 sqft Patio
Porch	1 Porch
Porch Area	280 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	3905 GRANITE ST
City	TERRELL
State	NC
Zip	28682-9733
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 25 PLAT 47-156
Legal Subdivision	SOMERSET ON LAKE NORMAN
Legal Lot Number	25
Jurisdiction	CATAWBA NC
Minor Civil Division	MOUNTAIN CREEK
Census Blockgroup	2
Census Block	2008
Census Tract	11505

Owner

Source: Catawba County records · APN 4617-14-43-8859

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	3905 GRANITE ST, TERRELL, NC 28682-9733
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	May 07, 2013 · Amount on Record
Deed Doc Number	202513837
Deed Book / Page	3955 / 1557
Last Transfer Date	Jul 09, 2026
Transfer Doc	0000014201
Record Refreshed	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CATAWBA NC
Recording Date	Jul 14, 2026
Property Address	3905 GRANITE ST, TERRELL, NC 28682-9733
Document Number	0000014201
Book / Page	4034 / 688
Instrument Date	Jul 09, 2026
Instrument	202614201
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3905 GRANITE ST, TERRELL, NC 28682-9733

Mortgage

Document Number	0000014202,
Date	Jul 14, 2026
Instrument	202614202

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$649,300 (-) Land $33,200 Building $616,100
2025	$2,587.00 (-19.08%)	$649,300 (+53.32%) Land $33,200 Building $616,100
2024	$3,197.00 (+2.08%)
2023	$3,132.00	$423,500 Land $33,200 Building $390,300	$649,300 Land $33,200 Building $616,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.