Catawba County property record for 3902 Granite St, Terrell, NC 28682 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 3,539 sqft Living Area |
| Lot Size | 32,234 sqft (0.74 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,130,000 (2023) |
| Tax Bill | $4,120.00 (2025) |
| Primary APN | 4617-04-53-2831 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 3,539 sqft Living Area |
| 1st Floor | 2,520 sqft 1st Floor |
| Basement Area | 1,019 sqft Basement |
| Finished Basement | 800 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Lot Area | 32,234 sqft (0.74 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 483 sqft Garage |
| Patio Area | 518 sqft Patio |
|---|---|
| Porch | 1 Porch |
| Porch Area | 42 sqft Porch |
| View | Waterfront-Beach (Ocean, River, or Lake) View |
| Topography | Rolling Topography |
| Boat Access | Boat Access |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 3902 GRANITE ST |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-9733 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 PLAT 47-156 |
| Legal Subdivision | SOMERSET ON LAKE NORMAN |
| Legal Lot Number | 7 |
| Jurisdiction | CATAWBA NC |
| Minor Civil Division | MOUNTAIN CREEK |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 11505 |
Source: Catawba County records · APN 4617-04-53-2831
Assessment roll updated August 3, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3902 GRANITE ST, TERRELL, NC 28682-9733 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 13, 2023 · Amount on Record |
| Deed Sale | Sep 13, 2023 · Amount on Record |
| Prior Sale | Mar 04, 2016 · Amount on Record |
| Deed Doc Number | 202316233 |
| Deed Book / Page | 3831 / 295 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Sep 13, 2023 |
| Property Address | 3902 GRANITE ST, TERRELL, NC 28682-9733 |
| Document Number | 0038310295 |
| Book / Page | 3831 / 295 |
| Map Reference | MB 47 PG 155-157 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 16233 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,260.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3902 GRANITE ST, TERRELL, NC 28682-9733 |
| Document Number | 0000016234 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 16234 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Number | 0038310440 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 3831/440 |
| Instrument | 16256 |
| Name | HOME TRUST BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,033,800 (-) Land $279,700 Building $754,100 | ||
| 2025 | $4,120.00 (-19.07%) | $1,033,800 (+65.89%) Land $279,700 Building $754,100 | |
| 2024 | $5,091.00 (+5.36%) | ||
| 2023 | $4,832.00 | $623,200 Land $198,100 Building $425,100 | $1,033,800 Land $279,700 Building $754,100 |
Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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