3906 Granite St, Terrell, NC 28682 Property Records

Catawba County property record for 3906 Granite St, Terrell, NC 28682 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2003
Square Footage3,397 sqft Living Area
Lot Size33,106 sqft (0.76 acres)
OccupancyOwner Occupied
Last Sale$613,500 (2016)
Tax Bill$4,974.00 (2025)

Property Details

APN / Parcel Number

Primary APN4617-04-53-2704
Alternative APN
  • 0801227

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Building Area3,397 sqft Living Area
1st Floor3,556 sqft 1st Floor
Upper Floors1,466 sqft Upper Floors
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeFrame Construction
Lot Area33,106 sqft (0.76 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area529 sqft Garage

Exterior Amenities

Patio Area1,390 sqft Patio
Porch1 Porch
Porch Area40 sqft Porch
ViewWaterfront-Beach (Ocean, River, or Lake) View
TopographyRolling Topography
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address3906 GRANITE ST
CityTERRELL
StateNC
Zip28682-9733
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 6 PL 47-155
Legal SubdivisionSOMERSET ON LAKE NORMAN
Legal Lot Number6
JurisdictionCATAWBA NC
Minor Civil DivisionMOUNTAIN CREEK
Census Blockgroup2
Census Block2008
Census Tract11505

Owner

Source: Catawba County records · APN 4617-04-53-2704

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3906 GRANITE ST, TERRELL, NC 28682-9733
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 14, 2018Deed of Trust, Mortgage · Line of Credit
FOUNDERS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 04, 2016 · Amount on Record
Deed SaleNov 04, 2016 · Amount on Record
Prior SaleApr 16, 2002 · Amount on Record
Deed Doc Number201619209
Deed Book / Page3370 / 822
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address3906 GRANITE ST, TERRELL, NC 28682-9733
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037391049
DateApr 20, 2022
Book Page3739/1049
Instrument9071
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address3906 GRANITE ST, TERRELL, NC 28682-9733
Transaction TypeMortgage
Record UpdatedAug 23, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036730550
DateJul 20, 2021
Book Page3673/550
Instrument17377
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address3906 GRANITE ST, TERRELL, NC 28682-9733
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034801604
DateNov 14, 2018
Book Page03480/1604
Instrument19116
Lender
NameFOUNDERS FCU
TypeCredit Union
AddressLANCASTER, SC 29720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 05, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,248,100 (+2.5%) Land $282,700 Building $965,400
2025$4,974.00 (-17.06%)$1,217,700 (+64.64%) Land $282,700 Building $935,000
2024$5,997.00 (+2.08%)
2023$5,875.00$739,600 Land $200,300 Building $539,300$1,248,100 Land $282,700 Building $965,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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