3894 Granite St, Terrell, NC 28682 Property Records

Catawba County property record for 3894 Granite St, Terrell, NC 28682 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,450 sqft · built 2002
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$389,000 (Dec 2002)
Tax Bill	$4,210 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4617-04-53-2950`

Property Details

APN / Parcel Number

Primary APN	`4617-04-53-2950`
Alternative APN	`0801229`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,450 sqft Living Area
1st Floor Area	3,124 sqft
Upper Floors Area	15 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	32,670 sqft (0.75 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	897 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	15 sqft
Patio Area	1,398 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3894 GRANITE ST
City	TERRELL
State	NC
Zip	28682-8001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 8 PL 47-156
Legal Subdivision	SOMERSET ON LAKE NORMAN
Legal Lot Number	8
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	2
Census Block	2008
Census Tract	11505

Owner

Source: Catawba County records · APN 4617-04-53-2950

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3894 GRANITE ST, TERRELL, NC 28682-8001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2002 · Amount on Record
Deed Sale	Dec 06, 2002 · Amount on Record
Prior Sale	Oct 11, 1999 · Amount on Record
Last Transfer Date	Nov 13, 2019
Transfer Doc	0035390278
Record Updated	Sep 20, 2026

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CATAWBA NC
Recording Date	Nov 18, 2019
Property Address	3894 GRANITE ST, TERRELL, NC 28682-8001
Document Number	0035390278
Book / Page	03539 / 0278
Map Reference	MB 47 PG 156
Instrument Date	Nov 13, 2019
Instrument	20500
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3894 GRANITE ST, 3894, TERRELL, NC 28682-8001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3894 GRANITE ST, TERRELL, NC 28682-8001

Mortgage

Document Number	20501
Date	Nov 18, 2019
Instrument	20501

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2034

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,056,400 (-) Land $281,300 Building $775,100
2025	$4,210.00 (-19.07%)	$1,056,400 (+66.91%) Land $281,300 Building $775,100
2024	$5,202.00 (+2.06%)
2023	$5,097.00	$632,900 Land $175,800 Building $457,100	$1,056,400 Land $281,300 Building $775,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370350115052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 116 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.