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3924 Granite St, Terrell, NC 28682 Property Records

Catawba County property record for 3924 Granite St, Terrell, NC 28682 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,961 sqft · built 2012
Lot Size0.74 acres (32,234 sqft)
Owner2 Individual Names on File
Last Sale$1,200,000 (Feb 2022)
Tax Bill$4,798 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4617-04-53-1545

Property Details

APN / Parcel Number

Primary APN4617-04-53-1545
Alternative APN
  • 0801225

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,961 sqft Living Area
1st Floor Area1,536 sqft
Basement Area1,382 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialStucco
Lot Area32,234 sqft (0.74 acres)
TerrainRolling
View / LotWaterfront / Beach
Garage TypeAttached
Garage Area632 sqft

Exterior Amenities

PorchPorch
Porch Area328 sqft
Patio Area383 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3924 GRANITE ST
CityTERRELL
StateNC
Zip28682-9733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACCT# 159770653 128%(SZ)X238%(LA)X80%(RE) +144 0BY'S 1&2 ATTACHED
Legal SubdivisionSOMERSET ON LAKE NORMAN
JurisdictionCATAWBA NC
Township / Civil DivisionMOUNTAIN CREEK
Census Block Group2
Census Block2008
Census Tract11505

Owner

Source: Catawba County records · APN 4617-04-53-1545

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3924 GRANITE ST, TERRELL, NC 28682-9733
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Feb 01, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 23, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2022 · Amount on Record
Deed SaleFeb 22, 2022 · Amount on Record
Prior SaleMay 11, 2012 · Amount on Record
Deed Document Number20224011
Deed Book / Page3725 / 868
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATAWBA NC
Recording DateFeb 22, 2022
Property Address3924 GRANITE ST, TERRELL, NC 28682-9733
Document Number0037250868
Book / Page3725 / 868
Map ReferenceMB 47 PG 165
Instrument DateFeb 17, 2022
Instrument4011
Transaction TypeTransfer
Record UpdatedDec 14, 2022
Title CompanyTITLE COMPANY/NC, TITLE COMPANY OF NC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5025 RAFFERTY CT, CHARLOTTE, NC 28215-6402

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004012
DateFeb 22, 2022
Instrument4012
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address3924 GRANITE ST, TERRELL, NC 28682-9733
Transaction TypeMortgage
Record UpdatedFeb 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036310135
DateFeb 01, 2021
Book Page3631/135
Instrument2247
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address3924 GRANITE ST, TERRELL, NC 28682-9733
Document Number0035681377
Instrument DateApr 23, 2020
Transaction TypeMortgage
Record UpdatedJul 03, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3924 GRANITE ST TERRELL NC 286829733, TERRELL, NC 28682-9733

Mortgage

Document Number0035681377
DateApr 29, 2020
Book Page003568/001377
Instrument7920
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 28, 2050

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,204,000 (-) Land $279,700 Building $924,300
2025$4,798.00 (-16.44%)$1,204,000 (+69.2%) Land $279,700 Building $924,300
2024$5,742.00 (+2.08%)
2023$5,625.00$711,600 Land $209,800 Building $501,800$1,204,000 Land $279,700 Building $924,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370350115052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 116 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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