Catawba County property record for 3934 Granite St, Terrell, NC 28682 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,860 sqft · built 2019 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $777,000 (Apr 2020) |
| Tax Bill | $4,284 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jun 2018 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 4617-04-53-1436 |
| Primary APN | 4617-04-53-1436 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,860 sqft Living Area |
| 1st Floor Area | 2,041 sqft |
| Basement Area | 1,819 sqft |
| Finished Basement | 1,819 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 32,234 sqft (0.74 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront / Beach |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3934 GRANITE ST |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-9733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 PLAT 47-155 |
| Legal Subdivision | SOMERSET ON LAKE NORMAN |
| Legal Lot Number | 3 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | MOUNTAIN CREEK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11505 |
Source: Catawba County records · APN 4617-04-53-1436
Assessment roll updated August 3, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3934 GRANITE ST, TERRELL, NC 28682-9733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 26, 2018 | Warranty Deed, Construction Loan · Construction Mortgage BLUEHARBOR BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 2020 · Amount on Record |
| Deed Sale | Apr 07, 2020 · Amount on Record |
| Prior Sale | Jun 26, 2018 · Amount on Record |
| Deed Document Number | 20206440 |
| Deed Book / Page | 3564 / 694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Apr 07, 2020 |
| Property Address | 3934 GRANITE ST, TERRELL, NC 28682-9733 |
| Document Number | 0035640694 |
| Book / Page | 3564 / 694 |
| Map Reference | MB 47 PG 155-157 |
| Instrument Date | Apr 02, 2020 |
| Instrument | 6440 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,554.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 365, TERRELL, NC 28682-0365 |
| Name | Verified Name |
|---|---|
| Address | 3934 GRANITE ST, TERRELL, NC 28682-9733 |
| Document Number | 0000006441 |
|---|---|
| Date | Apr 07, 2020 |
| Instrument | 6441 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Jun 26, 2018 |
| Property Address | 3934 GRANITE ST, TERRELL, NC 28682-9733 |
| Document Number | 0034590950 |
| Book / Page | 03459 / 0950 |
| Map Reference | MB47 PG155-157 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 10577 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3934 GRANITE ST, TERRELL, NC 28682-9733 |
| Document Number | 0000010578 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 10578 |
| Name | BLUEHARBOR BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,075,000 (-) Land $279,700 Building $795,300 | ||
| 2025 | $4,284.00 (-19.08%) | $1,075,000 (+54.08%) Land $279,700 Building $795,300 | |
| 2024 | $5,294.00 (+2.08%) | ||
| 2023 | $5,186.00 | $697,700 Land $209,800 Building $487,900 | $1,075,000 Land $279,700 Building $795,300 |
Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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