3937 Granite St, Terrell, NC 28682 Property Records

Catawba County property record for 3937 Granite St, Terrell, NC 28682 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,610 sqft · built 2002
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on File
Last Sale$37,500 (May 2017)
Tax Bill$2,071 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN4617-14-43-7564

Property Details

APN / Parcel Number

Primary APN4617-14-43-7564
Alternative APN
  • 0801238

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,610 sqft Living Area
1st Floor Area3,358 sqft
Upper Floors Area372 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area32,670 sqft (0.75 acres)
Lot Dimensions301 ft deep x 108 ft wide
TerrainRolling
Garage Area736 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area568 sqft
Patio Area504 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3937 GRANITE ST
CityTERRELL
StateNC
Zip28682-9733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 PL 47-157
Legal SubdivisionSOMERSET ON LAKE NORMAN
Legal Lot Number28
JurisdictionCATAWBA NC
Township / Civil DivisionMOUNTAIN CREEK
Census Block Group2
Census Block2008
Census Tract11505

Owner

Source: Catawba County records · APN 4617-14-43-7564

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3937 GRANITE ST, TERRELL, NC 28682-9733
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 02, 2017 · Amount on Record
Deed SaleMay 02, 2017 · Amount on Record
Prior SaleJun 16, 2000 · Amount on Record
Deed Document Number20177460
Deed Book / Page3397 / 540
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address3937 GRANITE ST, TERRELL, NC 28682-9733
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034200713
DateSep 29, 2017
Book Page03420/0713
Instrument16864
Lender
NameFIRST CITIZENS BANK AND TRUST CO INC
TypeBank
Address26592
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$519,700 (-) Land $35,600 Building $484,100
2025$2,071.00 (-19.07%)$519,700 (+36.37%) Land $35,600 Building $484,100
2024$2,559.00 (+2.07%)
2023$2,507.00$381,100 Land $35,600 Building $345,500$519,700 Land $35,600 Building $484,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Granite St

Nearby Streets

Search Property Records by Address or Parcel Number