2511 E Mt Vernon Rd, Waterloo, IA 50703 Property Records

Black Hawk County property record for 2511 E Mt Vernon Rd, Waterloo, IA 50703

Property Summary

Property Type	Rural Home
Details	4 bd · 4.5 ba · 3,332 sqft · built 1953
Lot Size	19.5 acres (849,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,273,000 (Apr 2014)
Tax Bill	$5,702 (2025)
Flood Zone	Zone X (minimal risk)
APN	`9012-20-451-002`

Property Details

APN / Parcel Number

Primary APN	`9012-20-451-002`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,332 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,960 sqft
Finished Basement	470 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	849,420 sqft (19.5 acres)
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	140 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	2511 E MOUNT VERNON RD
City	WATERLOO
State	IA
Zip	50703-9579
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W 1/2 SW SE SEC 20 T 90 R 12 EXC RD
Legal Range	12W
Legal Township	90N
Legal Section	20
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BENNINGTON
Census Block Group	1
Census Block	1025
Census Tract	2700

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2511 E MOUNT VERNON RD, WATERLOO, IA 50703-9579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2014 · Amount on Record
Deed Sale	Apr 16, 2014 · Amount on Record
Deed Document Number	201418307
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Denver Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,702.00 (-5.41%) Homeowner's exemption	$451,440 (+5.12%) Land $44,590 Building $406,850	$451,440 (+5.12%) Land $44,590 Building $406,850
2024	$6,028.00 (+15.97%)
2023		$429,440 (+35.69%) Land $34,790 Building $394,650	$429,440 (+35.69%) Land $34,790 Building $394,650
2022	$5,198.00 Homeowner's exemption Additional exemption filed	$316,480 Land $28,010 Building $288,470
2021			$316,480 Land $28,010 Building $288,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130