3820 Vista Azul, San Clemente, CA 92672 Property Records

Orange County property record for 3820 Vista Azul, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,688 sqft · built 1988
Lot Size	0.17 acres (7,420 sqft)
Owner	Company Name on Record
Last Sale	$620,000 (Jun 1997)
Tax Bill	$10,920 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`060-291-21`

Property Details

APN / Parcel Number

Primary APN	`060-291-21`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	4,688 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	7,420 sqft (0.17 acres)
Garage Area	650 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	3820 VISTA AZUL
City	SAN CLEMENTE
State	CA
Zip	92672-4541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10225 BLK LOT 134
Legal Subdivision	TRACT NO 10225
Legal Tract	10225
Legal Lot Number	134
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1006
Census Tract	42115

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3820 VISTA AZUL, SAN CLEMENTE, CA 92672-4541
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS LLC
Apr 27, 2021	Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS LLC
Feb 12, 2020	Deed of Trust, Mortgage · Line of Credit CITIBANK
Dec 11, 2019	Deed of Trust, Mortgage QUICKEN LNS
Dec 11, 2019	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 1997 · Amount on Record
Deed Sale	Jun 25, 1997 · Amount on Record
Deed Document Number	1997294594
Last Transfer Date	May 23, 2001
Transfer Doc	0000372279
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3820 VISTA AZUL, SAN CLEMENTE, CA 92672-4541
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 VISTA AZUL, SAN CLEMENTE, CA 92672-4541

Mortgage

Document Number	0000287817
Date	Apr 29, 2021
Instrument	2021000287817

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Change Frequency	Annually

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3820 VISTA AZUL, SAN CLEMENTE, CA 92672-4541
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000287818
Date	Apr 29, 2021
Instrument	2021000287818

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3820 VISTA AZUL, SAN CLEMENTE, CA 92672-4541
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000279768
Date	Apr 27, 2021
Instrument	2021000279768

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3820 VISTA AZUL, SAN CLEMENTE, CA 92672-4541
Document Number	0000076038
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 CALLE POTRO SAN CLEMENTE CA 926724551, SAN CLEMENTE, CA 92672-4551

Mortgage

Document Number	0000076038
Date	Feb 24, 2020
Instrument	76038

Lender

Name	CITIBANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3820 VISTA AZUL, SAN CLEMENTE, CA 92672-4541
Document Number	0000536550
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3820 VISTA AZUL SAN CLEMENTE CA 926724541, SAN CLEMENTE, CA 92672-4541

Mortgage

Document Number	0000536550
Date	Dec 23, 2019
Instrument	536550

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3820 VISTA AZUL, SAN CLEMENTE, CA 92672-4541
Document Number	0000539145
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3820 VISTA AZUL SAN CLEMENTE CA 926724541, SAN CLEMENTE, CA 92672-4541

Mortgage

Document Number	0000539145
Date	Dec 24, 2019
Instrument	539145

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,109,477 (+2%) Land $222,284 Building $887,193
2025	$10,920.00 (+3.91%) Homeowner's exemption	$1,087,723 (+4.04%) Land $217,925 Building $869,798
2023	$10,509.00 (+1.96%) Homeowner's exemption	$1,045,487 Land $209,463 Building $836,024
2022	$10,307.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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