3815 Vista Azul, San Clemente, CA 92672 Property Records

Orange County property record for 3815 Vista Azul, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,620 sqft · built 1984
Lot Size	0.168 acres (7,326 sqft)
Owner	Individual Name on File
Last Sale	$2,150,000 (Mar 2022)
Tax Bill	$28,897 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-291-08`

Property Details

APN / Parcel Number

Primary APN	`060-291-08`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,620 sqft Living Area
Gross Area	5,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Lot Area	7,326 sqft (0.168 acres)
Garage Area	764 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	3815 VISTA AZUL
City	SAN CLEMENTE
State	CA
Zip	92672-4543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10225 BLK LOT 146
Legal Subdivision	CYPRESS COVE
Legal Tract	10225
Legal Lot Number	146
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1006
Census Tract	42115

Owner

3815 Vista Azul is owned and occupied by an individual who bought it in March 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3815 VISTA AZUL, SAN CLEMENTE, CA 92672-4543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF LONG BEACH
Mar 24, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2022 · Amount on File
Deed Sale	Mar 24, 2022 · Amount on File
Prior Sale	Jun 27, 2008 · Amount on File
Deed Document Number	2022115820
Prior Transfer Date	May 7, 2013
Prior Transfer Doc	0000336986
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3815 VISTA AZUL, SAN CLEMENTE, CA 92672-4543
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 VISTA AZUL, SAN CLEMENTE, CA 92672-4543

Mortgage

Document Number	0000128485
Date	May 31, 2023
Instrument	2023000128485

Lender

Name	FARMERS & MERCHANTS BANK OF LONG BEACH
Type	Bank
Address	SEAL BEACH, CA 90740

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 24, 2022
Property Address	3815 VISTA AZUL, SAN CLEMENTE, CA 92672-4543
Document Number	0000115820
Map Reference	MB 461 PG 30-41
Instrument Date	Jan 4, 2022
Instrument	2022000115820
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25412 WAGON WHEEL CIR, LAGUNA HILLS, CA 92653-5838

Mortgage

Document Number	0000115821
Date	Mar 24, 2022
Instrument	2022000115821

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3815 Vista Azul was $28,897.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,920,601 (+2%) Land $1,763,819 Building $1,156,782
2025	$28,897.00	$2,863,335 Land $1,729,235 Building $1,134,100
2023	$27,432.00 (+1.94%)	$2,714,404 Land $1,662,087 Building $1,052,317
2022	$26,910.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3815 Vista Azul in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3815 Vista Azul is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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