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1331 E Mt Vernon Rd, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1331 E Mt Vernon Rd, Waterloo, IA 50703

Property Summary

Property TypeRural Home
Details4 bd · 1.5 ba · 2,132 sqft · built 1910
Lot Size1.73 acres (75,359 sqft)
OwnerIndividual Name on Record
Last Sale$133,500 (Aug 2021)
Tax Bill$2,138 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Sep 2021 Re-recorded Document
+ 1 more
Flood ZoneZone X (minimal risk)
APN9012-19-376-003

Property Details

APN / Parcel Number

Primary APN9012-19-376-003

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,132 sqft Living Area
1st Floor Area1,024 sqft
Basement Area1,024 sqft
Unfinished Basement1,024 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialWood
Construction TypeWood
Roof TypeHip
Roof MaterialMetal
Lot Area75,359 sqft (1.73 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area91 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1331 E MOUNT VERNON RD
CityWATERLOO
StateIA
Zip50703-9578
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPART OF E 1/2 SW 1/4 SEC 19 T 90 R 12 PAR A PLAT OF SURVEY 2019 11625 DESC AS FOL COM AT THE S 1/4 COR SEC 12 TH N 89 DEG 58
JurisdictionBLACK HAWK IA
Township / Civil DivisionBENNINGTON
Census Block Group1
Census Block1024
Census Tract2700

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1331 E MOUNT VERNON RD, WATERLOO, IA 50703-9578
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Line of Credit
FIRST BANK
Sep 3, 2021Re-recorded Document
Aug 19, 2021Warranty Deed, Transfer · Line of Credit
FIRST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2021 · Amount on Record
Deed SaleAug 19, 2021 · Amount on Record
Deed Document Number20213924
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1331 E MOUNT VERNON RD, WATERLOO, IA 50703-9578
Transaction TypeMortgage
Record UpdatedMar 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2919 E BENNINGTON RD, WATERLOO, IA 50703-4715

Mortgage

Document Number202200004640
DateAug 30, 2021
Instrument202200004640
Lender
NameFIRST BANK
TypeBank
AddressWAVERLY, IA 50677
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 30, 2051
Interest
Rate TypeAdjustable Rate

September 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionBLACK HAWK IA
Recording DateSep 3, 2021
Property Address1331 E MOUNT VERNON RD, WATERLOO, IA 50703-9578
Document Number202200005048
Instrument DateAug 18, 2021
Instrument202200005048
Record UpdatedMar 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1331 E MOUNT VERNON RD, WATERLOO, IA 50703-9578

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateAug 19, 2021
Property Address1331 E MOUNT VERNON RD, WATERLOO, IA 50703-9578
Document Number202200003924
Instrument DateAug 18, 2021
Instrument202200003924
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$212.80
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1331 E MOUNT VERNON RD, WATERLOO, IA 50703-9578

Mortgage

Document Number202200004624
DateAug 30, 2021
Instrument202200004624
Lender
NameFIRST BANK
TypeBank
AddressWAVERLY, IA 50677
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 30, 2051
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictDenver Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,138.00 (-3.17%)$172,980 (+4.56%) Land $3,490 Building $169,490$172,980 (+4.56%) Land $3,490 Building $169,490
2024$2,208.00 (+15%)
2023$165,440 (+33.23%) Land $2,730 Building $162,710$165,440 (+33.23%) Land $2,730 Building $162,710
2022$1,920.00 Additional exemption filed$124,180 Land $2,200 Building $121,980
2021$124,180 Land $2,200 Building $121,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber		2,000 / 1,000
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
T-Mobile
Fixed Wireless		100 / 20

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