3424 Middlebrook Pl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3424 Middlebrook Pl, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2018
Square Footage	2,064 sqft Heated Area
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$385,000 (2025)
Tax Bill	$8,020.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`292632329700010340`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,064 sqft Heated Area
Gross Area	2,770 sqft Gross Area
1st Floor	2,064 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	438 sqft Garage
Porch	Open Porch
Porch Area	268 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3424 MIDDLEBROOK PL
City	HARMONY
State	FL
Zip	34773-6056
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD O-1 PB 25 PGS 76-82 LOT 34
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	WATERSIDE AT HARMONY BY MERITAGE
Legal Tract	3297
Legal Lot Number	34
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 292632329700010340

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3424 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK
Aug 30, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 10, 2021	Trustee's Deed, Foreclosure
Apr 26, 2018	Grant Deed, Subdivision Related Transfer · Line of Credit VELOCITY COM'L CAP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Aug 30, 2022
Deed Doc Number	2025144090
Deed Book / Page	6884 / 122
Record Refreshed	Jun 08, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 21, 2025
Property Address	3424 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0068840122
Book / Page	6884 / 122
Map Reference	MB 25 PG 76-82
Instrument Date	Nov 21, 2025
Instrument	2025144090
Transaction Type	Transfer
Record Updated	Dec 04, 2025
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7131 INDIANGRASS RD, SAINT CLOUD, FL 34773-6068

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3424 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number	0006884124
Date	Nov 21, 2025
Instrument	6884/124

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Aug 30, 2022
Property Address	3424 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0062772990
Book / Page	6277 / 2990
Map Reference	MB 25 PG 76-82
Instrument Date	Aug 23, 2022
Instrument	2022132797
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7131 INDIANGRASS RD, 7131, HARMONY, FL 34773-6068

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7131 INDIANGRASS RD, HARMONY, FL 34773-6068

June 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 10, 2021
Property Address	3424 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0059780340
Book / Page	5978 / 340
Map Reference	MB 25 PG 76-82
Instrument Date	Jun 05, 2021
Instrument	2021090374
Transaction Type	Foreclosure
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 N PARK DR STE 102, 102, WESTON, FL 33326-3225
Mail Care Of	REYES LAW GROUP

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 26, 2018
Property Address	3424 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0053230702
Book / Page	005323 / 000702
Instrument Date	Apr 25, 2018
Instrument	65965
Transaction Type	Subdivision Related Transfer
Record Updated	May 29, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,055.20
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3424 MIDDLEBROOK PL HARMONY FL 347736056, HARMONY, FL 34773-6056

Mortgage

Document Number	53230705
Date	Apr 26, 2018
Book Page	005323/000705
Instrument	65966

Lender

Name	VELOCITY COM'L CAP
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,020.00 (+4.17%)	$356,500 (+2.53%) Land $68,200 Building $288,300	$356,500 (+2.53%) Land $68,200 Building $288,300
2023	$7,699.00 (+13.96%)	$347,700 (+14.26%) Land $60,000 Building $287,700	$347,700 (+14.26%) Land $60,000 Building $287,700
2022	$6,756.00	$304,300 Land $60,000 Building $244,300	$304,300 Land $60,000 Building $244,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	About 1 in 126 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

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