3413 Middlebrook Pl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3413 Middlebrook Pl, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2018
Square Footage	3,399 sqft Heated Area
Lot Size	9,148 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$364,400 (2018)
Tax Bill	$7,252.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`292632329700010040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	3,399 sqft Heated Area
Gross Area	3,998 sqft Gross Area
1st Floor	1,531 sqft 1st Floor
Upper Floors	1,868 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2018
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	473 sqft Garage

Exterior Amenities

Fence	Fence
Patio Area	624 sqft Patio
Porch	Finished/Screened Porch
Porch Area	30 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3413 MIDDLEBROOK PL
City	HARMONY
State	FL
Zip	34773-6056
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD O-1 PB 25 PGS 76-82 LOT 4
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	WATERSIDE AT HARMONY BY MERITAGE
Legal Tract	3297
Legal Lot Number	4
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 292632329700010040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3413 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 02, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2018 · Amount on Record
Deed Sale	Nov 02, 2018 · Amount on Record
Deed Doc Number	2018163619
Deed Book / Page	5428 / 0402
Record Refreshed	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3413 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057762825
Date	Aug 18, 2020
Book Page	5776/2825
Instrument	2020109269

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 01, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3413 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058511680
Date	Dec 15, 2020
Book Page	5851/1680
Instrument	2020170044

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Sep 01, 2049

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 02, 2018
Property Address	3413 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0054280402
Book / Page	005428 / 000402
Instrument Date	Oct 31, 2018
Instrument	163619
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 16, 2018
Title Company	CAREFREE TITLE AGENCY INC, CAREFREE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.80
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3413 MIDDLEBROOK PL HARMONY FL 347736056, HARMONY, FL 34773-6056

Mortgage

Document Number	54280405
Date	Nov 02, 2018
Book Page	005428/000405
Instrument	163620

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,252.00 (+6.84%) Homeowner's exemption	$341,928 (+5.99%)	$435,300 (+1.3%) Land $65,000 Building $370,300
2023	$6,788.00 (+7.42%) Homeowner's exemption	$322,614 (+3%)	$429,700 (+14.71%) Land $60,000 Building $369,700
2022	$6,319.00 Homeowner's exemption	$313,218	$374,600 Land $60,000 Building $314,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	About 1 in 126 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

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