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3416 Middlebrook Pl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3416 Middlebrook Pl, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage2,652 sqft Heated Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$365,000 (2021)
Tax Bill$7,790.00 (2025)

Property Details

APN / Parcel Number

Primary APN292632329700010360

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,652 sqft Heated Area
Gross Area3,186 sqft Gross Area
1st Floor1,056 sqft 1st Floor
Upper Floors1,596 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Garage TypeFinished Garage
Garage Area492 sqft Garage
FenceFence
PorchOpen Porch
Porch Area42 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3416 MIDDLEBROOK PL
CityHARMONY
StateFL
Zip34773-6056
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOOD O-1 PB 25 PGS 76-82 LOT 36
Legal Range32E
Legal Township26S
Legal Section29
Legal SubdivisionWATERSIDE AT HARMONY BY MERITAGE
Legal Tract3297
Legal Lot Number36
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 292632329700010360

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3416 MIDDLEBROOK PL, HARMONY, FL 34773-6056
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 02, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 30, 2019Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2021 · Amount on Record
Deed SaleJun 02, 2021 · Amount on Record
Prior SaleMay 30, 2019 · Amount on Record
Deed Doc Number2021085384
Deed Book / Page5971 / 1723
Record RefreshedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3416 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057490890
DateJul 06, 2020
Book Page5749/890
Instrument2020086434
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 02, 2021
Property Address3416 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number0059711723
Book / Page5971 / 1723
Map ReferenceMB 25 PG 76-82
Instrument DateApr 01, 2021
Instrument2021085384
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3416 MIDDLEBROOK PL, 3416, HARMONY, FL 34773-6056

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3416 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number59711725
DateJun 02, 2021
Instrument5971/1725
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

May 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 30, 2019
Property Address3416 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number0055321176
Book / Page5532 / 1176
Map ReferenceMB 25 PG 76-82
Instrument DateMay 29, 2019
Instrument2019069550
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,079.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BLVD STE 410, 5337, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address3416 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number0055321179
DateMay 30, 2019
Instrument5532/1179
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,790.00 (+6.71%) Homeowner's exemption$380,772 (+5.99%)$408,600 (+2.12%) Land $68,200 Building $340,400
2023$7,300.00 (+7.09%) Homeowner's exemption$359,264 (+3%)$400,100 (+14.71%) Land $60,000 Building $340,100
2022$6,817.00 Homeowner's exemption$348,800 Land $60,000 Building $288,800$348,800 Land $60,000 Building $288,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire LikelihoodAbout 1 in 126 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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