3433 Middlebrook Pl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3433 Middlebrook Pl, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,870 sqft · built 2018
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$259,300 (Feb 2018)
Tax Bill	$7,057 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`292632329700010090`

Property Details

APN / Parcel Number

Primary APN	`292632329700010090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,870 sqft Heated Area
Gross Area	2,498 sqft
1st Floor Area	1,870 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Finished
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3433 MIDDLEBROOK PL
City	HARMONY
State	FL
Zip	34773-6056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD O-1 PB 25 PGS 76-82 LOT 9
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	WATERSIDE AT HARMONY BY MERITAGE
Legal Tract	3297
Legal Lot Number	9
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 292632329700010090

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3433 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 13, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Oct 16, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Feb 01, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 01, 2018 · Amount on Record
Deed Sale	Feb 01, 2018 · Amount on Record
Deed Document Number	2018016736
Deed Book / Page	5278 / 0963
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3433 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061420295
Date	Feb 02, 2022
Book Page	6142/295
Instrument	2022017744

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3433 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 PIEDMONT AVE, HINESVILLE, GA 31313-2865

Mortgage

Document Number	0059570589
Date	May 13, 2021
Book Page	5957/589
Instrument	2021073566

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3433 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0056112543
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 08, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 PIEDMONT AVE HINESVILLE GA 313132865, HINESVILLE, GA 31313-2865

Mortgage

Document Number	0056112543
Date	Oct 24, 2019
Book Page	005611/002543
Instrument	138143

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 01, 2018
Property Address	3433 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0052780963
Book / Page	005278 / 000963
Instrument Date	Jan 31, 2018
Instrument	16736
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2018
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,815.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3433 MIDDLEBROOK PL HARMONY FL 347736056, HARMONY, FL 34773-6056

Mortgage

Document Number	52780966
Date	Feb 01, 2018
Book Page	005278/000966
Instrument	16737

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,057.00 (+4.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$332,900 (+1.71%) Land $65,000 Building $267,900	$332,900 (+1.71%) Land $65,000 Building $267,900
2023	$6,784.00 (+7.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$327,300 (+14.04%) Land $60,000 Building $267,300	$327,300 (+14.04%) Land $60,000 Building $267,300
2022	$6,304.00	$287,000 Land $60,000 Building $227,000	$287,000 Land $60,000 Building $227,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Wildfire

Wildfire Risk	High above 85% of the US · above 76% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 103 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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