3420 Middlebrook Pl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3420 Middlebrook Pl, Harmony, FL 34773 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2018
Square Footage	3,399 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$565,000 (2025)
Tax Bill	$6,538.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`29-26-32-3297-0001-0350`
Alternative APN	`263229329700010350`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,399 sqft Living Area
Gross Area	3,998 sqft Gross Area
1st Floor	1,531 sqft 1st Floor
Upper Floors	1,868 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	473 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	280 sqft Pool
Deck Area	744 sqft Deck
Porch Area	30 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	3420 MIDDLEBROOK PL
City	HARMONY
State	FL
Zip	34773-6056
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD O-1 PB 25 PGS 76-82 LOT 35
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	HARMONY NBHD O-1
Legal Block	350
Legal Lot Number	35
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 29-26-32-3297-0001-0350

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3420 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Stand Alone Second Mortgage HOMETAP INVESTMENT PARTNERS III SPV LLC
Sep 11, 2025	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CITYWORTH MORTGAGE LLC
Sep 18, 2019	Deed of Trust, Mortgage · Veterans Administration Mortgage FIRST SAVINGS BANK
Apr 01, 2021	Intrafamily Transfer, Transfer · Veterans Administration Mortgage CLEARPATH LENDING
Oct 22, 2018	Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Apr 01, 2021
Deed Doc Number	2025112940
Deed Book / Page	6847 / 2181
Prior Transfer Date	Mar 10, 2021
Prior Transfer Doc	0059260623
Record Refreshed	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3420 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 MABBETTE ST, KISSIMMEE, FL 34741-5155

Mortgage

Document Number	0062110614
Date	May 10, 2022
Book Page	6211/614
Instrument	2022074063

Lender

Name	HOMETAP INVESTMENT PARTNERS III SPV LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 11, 2025
Property Address	3420 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0068472181
Book / Page	6847 / 2181
Map Reference	MB 25 PG 76-82
Instrument Date	Aug 26, 2025
Instrument	2025112940
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,955.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5979 HIDDEN BRANCH DR, APOLLO BEACH, FL 33572-2279

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number	0068472183
Date	Sep 11, 2025
Instrument	6847/2183

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3420 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction Type	Mortgage
Record Updated	May 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055912809
Date	Sep 18, 2019
Book Page	5591/2809
Instrument	2019121002

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Apr 01, 2021
Property Address	3420 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0059260623
Book / Page	5926 / 623
Map Reference	MB 25 PG 76-82
Instrument Date	Mar 10, 2021
Instrument	2021049212
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number	0005926626
Date	Apr 01, 2021
Instrument	5926/626

Lender

Name	CLEARPATH LENDING
Type	Lending Institution

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 22, 2018
Property Address	3420 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0054202072
Book / Page	005420 / 002072
Instrument Date	Oct 19, 2018
Instrument	157371
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 05, 2018
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,536.10
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3420 MIDDLEBROOK PL HARMONY FL 347736056, HARMONY, FL 34773-6056

Mortgage

Document Number	54202075
Date	Oct 22, 2018
Book Page	005420/002075
Instrument	157372

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,821.00 (+4.33%)	$310,810 (+2.9%)	$460,900 (+0.04%) Land $68,200 Building $392,700
2024	$6,538.00 (+2.51%) Homeowner's exemption	$302,051 (+3%)	$460,700 (+2.26%) Land $68,200 Building $392,500
2023	$6,378.00 (+7.72%) Homeowner's exemption	$293,254 (+3%)	$450,500 (+13.68%) Land $60,000 Building $390,500
2022	$5,921.00 Homeowner's exemption	$284,713	$396,300 Land $60,000 Building $336,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	About 1 in 126 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

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