3425 Middlebrook Pl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3425 Middlebrook Pl, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2019
Square Footage	2,652 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$306,700 (2019)
Tax Bill	$6,295.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`292632329700010070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	2,652 sqft Heated Area
Gross Area	3,186 sqft Gross Area
1st Floor Area	1,056 sqft 1st Floor
Upper Floors Area	1,596 sqft Upper Floors
Stories	2 Stories
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Finished
Garage Area	492 sqft Garage
Porch	Open Porch
Porch Area	42 sqft Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3425 MIDDLEBROOK PL
City	HARMONY
State	FL
Zip	34773-6056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD O-1 PB 25 PGS 76-82 LOT 7
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	WATERSIDE AT HARMONY BY MERITAGE
Legal Tract	3297
Legal Lot Number	7
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 292632329700010070

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3425 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
May 05, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Mar 30, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Apr 01, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2019 · Amount on Record
Deed Sale	Apr 01, 2019 · Amount on Record
Deed Document Number	2019040239
Deed Book / Page	5499 / 2835
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3425 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction Type	Mortgage
Record Updated	Apr 01, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3425 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number	0061752827
Date	Mar 21, 2022
Book Page	6175/2827
Instrument	2022044535

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3425 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3425 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number	0059511256
Date	May 05, 2021
Book Page	5951/1256
Instrument	2021068959

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3425 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057001814
Date	Mar 30, 2020
Book Page	5700/1814
Instrument	2020044381

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 01, 2019
Property Address	3425 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0054992835
Book / Page	5499 / 2835
Map Reference	MB 25 PG 76-82
Instrument Date	Mar 29, 2019
Instrument	2019040239
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 08, 2022
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,146.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5337 MILLENIA LAKES BLVD STE 410, 5337, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3425 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number	2019040240
Date	Apr 01, 2019
Instrument	2019040240

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,295.00 (+7.17%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$277,853 (+5.99%)	$403,800 (+1.36%) Land $65,000 Building $338,800
2023	$5,874.00 (+8.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$262,159 (+3%)	$398,400 (+14.81%) Land $60,000 Building $338,400
2022	$5,429.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$254,524	$347,000 Land $60,000 Building $287,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	About 1 in 126 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

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