1. Home
  2. Florida
  3. Osceola County
  4. Harmony
  5. Middlebrook Pl

3428 Middlebrook Pl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3428 Middlebrook Pl, Harmony, FL 34773 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,300 sqft · built 2018
Lot Size0.139 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$357,000 (Jul 2019)
Tax Bill$7,435 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN292632329700010330

Property Details

APN / Parcel Number

Primary APN292632329700010330

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,300 sqft Heated Area
Gross Area4,264 sqft
1st Floor Area1,852 sqft
Upper Floors Area1,448 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area318 sqft
PorchOpen Porch
Porch Area464 sqft
Deck Area459 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3428 MIDDLEBROOK PL
CityHARMONY
StateFL
Zip34773-6056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOOD O-1 PB 25 PGS 76-82 LOT 33
Legal Range32E
Legal Township26S
Legal Section29
Legal SubdivisionWATERSIDE AT HARMONY BY MERITAGE
Legal Tract3297
Legal Lot Number33
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 292632329700010330

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3428 MIDDLEBROOK PL, HARMONY, FL 34773-6056
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2022Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Jul 29, 2019Grant Deed, Subdivision Related Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2019 · Amount on Record
Deed SaleJul 29, 2019 · Amount on Record
Deed Document Number2019097367
Deed Book / Page5564 / 0364
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3428 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3428 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number0061431768
DateFeb 04, 2022
Book Page6143/1768
Instrument2022018921
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

July 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJul 29, 2019
Property Address3428 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number0055640364
Book / Page005564 / 000364
Instrument DateJul 26, 2019
Instrument97367
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 15, 2019
Title CompanyCAREFREE TITLE AGENCY INC, CAREFREE TITLE AGCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,499.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3428 MIDDLEBROOK PL HARMONY FL 347736056, HARMONY, FL 34773-6056

Mortgage

Document Number55640367
DateJul 29, 2019
Book Page005564/000367
Instrument97368
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 28, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,435.00 (+6.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$365,190 (+5.99%)$470,600 (+2.28%) Land $68,200 Building $402,400
2023$6,955.00 (+6.35%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$344,562 (+3%)$460,100 (+13.66%) Land $60,000 Building $400,100
2022$6,540.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$334,527$404,800 Land $60,000 Building $344,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Wildfire

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire LikelihoodAbout 1 in 126 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 103 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Middlebrook Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures