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3412 Middlebrook Pl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3412 Middlebrook Pl, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage2,064 sqft Heated Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$422,500 (2022)
Tax Bill$7,803.00 (2025)

Property Details

APN / Parcel Number

Primary APN292632329700010370

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,064 sqft Heated Area
Gross Area2,770 sqft Gross Area
1st Floor Area2,064 sqft 1st Floor
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished
Garage Area438 sqft Garage

Exterior Amenities

Pool Area312 sqft Pool
FenceFence
Deck Area372 sqft Deck
PorchOpen Porch
Porch Area142 sqft Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3412 MIDDLEBROOK PL
CityHARMONY
StateFL
Zip34773-6056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOOD O-1 PB 25 PGS 76-82 LOT 37
Legal Range32E
Legal Township26S
Legal Section29
Legal SubdivisionWATERSIDE AT HARMONY BY MERITAGE
Legal Tract3297
Legal Lot Number37
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 292632329700010370

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3412 MIDDLEBROOK PL, HARMONY, FL 34773-6056
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2022Warranty Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MORTGAGE LTD
Dec 10, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Aug 16, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 07, 2022 · Amount on Record
Deed SaleSep 07, 2022 · Amount on Record
Prior SaleAug 16, 2018 · Amount on Record
Deed Document Number2022135861
Deed Book / Page6281 / 1870
Record UpdatedJun 08, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 07, 2022
Property Address3412 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number0062811870
Book / Page6281 / 1870
Map ReferenceMB 25 PG 76-82
Instrument DateSep 02, 2022
Instrument2022135861
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
Tax$2,957.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3412 MIDDLEBROOK PL, 3412, HARMONY, FL 34773-6056

Transferred To (Grantee/Buyer)

NameVerified Name
Address3412 MIDDIEBROOK PLACE, HARMONY, FL 34773-6056

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3412 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction TypeMortgage
Record UpdatedMay 04, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059172881
DateMar 23, 2021
Book Page5917/2881
Instrument2021042601
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3412 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyCAREFREE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053992530
DateSep 12, 2018
Book Page5399/2530
Instrument2018137159
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2048

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3412 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number0056410001
Instrument DateDec 10, 2019
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3412 MIDDLEBROOK PL ST CLOUD FL 347736056, ST CLOUD, FL 34773-6056

Mortgage

Document Number0056410001
DateDec 16, 2019
Book Page005641/000001
Instrument162465
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 15, 2049

August 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 16, 2018
Property Address3412 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number0053862841
Book / Page5386 / 2841
Map ReferenceMB25 PG76-82
Instrument DateAug 15, 2018
Instrument2018125878
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,009.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3412 MIDDLEBROOK PL, SAINT CLOUD, FL 34773-6056

Mortgage

Document Number2018125879
DateAug 16, 2018
Instrument2018125879
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,803.00 (+10.1%) Homeowner's exemption$381,700 (+10.96%) Land $68,200 Building $313,500$381,700 (+10.96%) Land $68,200 Building $313,500
2023$7,087.00 (+49.8%) Homeowner's exemption$344,000 (+72.38%) Land $60,000 Building $284,000$344,000 (+14.06%) Land $60,000 Building $284,000
2022$4,731.00 Homeowner's exemption$199,555$301,600 Land $60,000 Building $241,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire LikelihoodAbout 1 in 126 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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