3405 Middlebrook Pl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3405 Middlebrook Pl, Harmony, FL 34773 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,418 sqft · built 2018
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$365,500 (Nov 2018)
Tax Bill$7,130 (2025)
Deeds & MortgagesNov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN292632329700010020

Property Details

APN / Parcel Number

Primary APN292632329700010020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area3,418 sqft Heated Area
Gross Area4,101 sqft Gross Area
1st Floor Area1,531 sqft 1st Floor
Upper Floors Area1,887 sqft Upper Floors
Stories2 Stories
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished
Garage Area473 sqft Garage
PorchOpen Porch
Porch Area210 sqft Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3405 MIDDLEBROOK PL
CityHARMONY
StateFL
Zip34773-6056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOOD O-1 PB 25 PGS 76-82 LOT 2
Legal Range32E
Legal Township26S
Legal Section29
Legal SubdivisionWATERSIDE AT HARMONY BY MERITAGE
Legal Tract3297
Legal Lot Number2
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 292632329700010020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3405 MIDDLEBROOK PL, HARMONY, FL 34773-6056
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 05, 2018 · Amount on Record
Deed SaleNov 05, 2018 · Amount on Record
Deed Document Number2018164311
Deed Book / Page5428 / 2715
Record UpdatedJun 08, 2026

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 05, 2018
Property Address3405 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number0054282715
Book / Page5428 / 2715
Map ReferenceMB25 PG76-82
Instrument DateNov 02, 2018
Instrument2018164311
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,558.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BLVD STE 410, 5337, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address3405 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number2018164312
DateNov 05, 2018
Instrument2018164312
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,130.00 (+6.86%) Homeowner's exemption$333,151 (+5.99%)$427,000 (+1.38%) Land $65,000 Building $362,000
2023$6,672.00 (+7.49%) Homeowner's exemption$314,333 (+3%)$421,200 (+14.89%) Land $60,000 Building $361,200
2022$6,207.00 Homeowner's exemption$305,178$366,600 Land $60,000 Building $306,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire LikelihoodAbout 1 in 126 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Middlebrook Pl

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