331 Toby Rd, Eaton, OH 45320 Property Records

Preble County property record for 331 Toby Rd, Eaton, OH 45320 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,565 sqft · built 1900
Lot Size	3.57 acres (155,814 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Apr 2018)
Tax Bill	$1,776 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`F21-8136-400-00-001-000`

Property Details

APN / Parcel Number

Primary APN	`F21-8136-400-00-001-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,565 sqft Living Area
1st Floor Area	1,277 sqft
Upper Floors Area	288 sqft
Basement Area	144 sqft
Unfinished Basement	144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	155,814 sqft (3.57 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Shed	1 Shed
Shed Area	64 sqft
Lean-To	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	331 TOBY RD
City	EATON
State	OH
Zip	45320-9529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N PT SE
Legal Range	1E
Legal Township	8N
Legal Section	36
Jurisdiction	PREBLE OH
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1051
Census Tract	460100

Owner

Source: Preble County records · APN F21-8136-400-00-001-000

Assessment roll updated March 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	331 TOBY RD, EATON, OH 45320-9529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOMERVILLE BANK
Apr 23, 2018	Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 23, 2018 · Amount on Record
Deed Sale	Apr 23, 2018 · Amount on Record
Deed Document Number	20181767
Deed Book / Page	381 / 1465
Prior Transfer Date	Oct 10, 2013
Prior Transfer Doc	335/1202
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	331 TOBY RD, EATON, OH 45320-9529
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	SOUTHWESTERN OHIO TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	412/1191
Date	Dec 09, 2020
Book Page	412/1191
Instrument	202000006074

Lender

Name	SOMERVILLE BANK
Type	Bank
Address	EATON, OH 45320

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2036

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PREBLE OH
Recording Date	Apr 23, 2018
Property Address	331 TOBY RD, EATON, OH 45320-9529
Document Number	381/1465
Book / Page	381 / 1465
Map Reference	VOL 377 PG 171
Instrument Date	Apr 20, 2018
Instrument	201800001767
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	NOT AVAILABLE, FREEDOM TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$447.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	331 TOBY RD, EATON, OH 45320-9529

Mortgage

Document Number	201800001768
Date	Apr 23, 2018
Instrument	201800001768

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Preble County records · Assessment roll updated March 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Jackson Township
Unified School District	National Trail Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,776.00 (-1.33%) Homeowner's exemption	$54,010 (-) Land $14,880 Building $39,130
2024	$1,800.00 (+0.5%) Homeowner's exemption	$54,010 (-) Land $14,880 Building $39,130
2023	$1,791.00 (+10.62%) Homeowner's exemption	$54,010 (+22.17%) Land $14,880 Building $39,130	$154,300 (-) Land $42,500 Building $111,800
2022	$1,619.00 Homeowner's exemption	$44,210 Land $13,720 Building $30,490
2020			$154,300 Land $42,500 Building $111,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Preble County (39135C), updated May 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391354601001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Blue Sky Wireless	Fixed Wireless (unlicensed)	100 / 50
Verizon	Fixed Wireless	25 / 6
T-Mobile USA	Fixed Wireless	25 / 3
AT&T	Fixed Wireless	25 / 3
ALTIUS Communications	Fixed Wireless (unlicensed)	10 / 1
Brightspeed	DSL	10 / 1

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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