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320 River Bluff Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 320 River Bluff Dr, Ormond Beach, FL 32174 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1995
Square Footage2,826 sqft Living Area
Lot Size96,401 sqft (2.21 acres)
OccupancyOwner Occupied
Last Sale$615,000 (2022)
Tax Bill$8,238.00 (2025)

Property Details

APN / Parcel Number

Primary APN3242-26-00-0410
Alternative APNs
  • 32134226000410
  • 42133226000410
  • 3013816.0
  • 3013816

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,826 sqft Living Area
Gross Area3,450 sqft Gross Area
1st Floor1,890 sqft 1st Floor
Upper Floors936 sqft Upper Floors
Stories2 Stories
Utility RoomUtility Room
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area96,401 sqft (2.21 acres)
Depth X Width193 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area624 sqft Garage

Exterior Amenities

Pool Area512 sqft Pool
Patio Area250 sqft Patio
Porch Area120 sqft Porch
Utility Building102 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3013816
Street Address320 RIVER BLUFF DR
CityORMOND BEACH
StateFL
Zip32174-3837
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 41 TOMOKA OAKS UNIT 7-C MB 35 PGS 46-47 INC PER OR 3999 PG 3516 PER UNREC D/C PER OR 7098 PGS 3465-3467 INC PER OR 8048 PG 0834 PER OR 8048 PG 0839 PER OR 8137 PG 1654 PER OR 8305 PG 1025
Legal Range32E
Legal Township13S
Legal Section42
Legal SubdivisionTOMOKA OAKS UNIT 7-C MB
Legal Tract26
Legal Lot Number41
Legal Unit7
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup3
Census Block3002
Census Tract80807

Owner

Source: Volusia County records · APN 3242-26-00-0410

Assessment roll updated March 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 RIVER BLUFF DR, ORMOND BEACH, FL 32174-3837
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 14, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 14, 2021Warranty Deed, Transfer
SMART TITLE SERVICES, SMARTTITLE SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2022 · Amount on Record
Deed SaleAug 31, 2022 · Amount on Record
Prior SaleMay 14, 2021 · Amount on Record
Deed Doc Number2022203146
Deed Book / Page8305 / 1025
Prior Transfer DateSep 30, 2021
Prior Transfer Doc0081371654
Record RefreshedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateAug 31, 2022
Property Address320 RIVER BLUFF DR, ORMOND BEACH, FL 32174-3837
Document Number0083051025
Book / Page8305 / 1025
Map ReferenceMB 35 PG 46&47
Instrument DateAug 26, 2022
Instrument2022203146
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanySMART TITLE SERVICES, SMARTTITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,305.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address320 RIVER BLUFF DR, 320, ORMOND BEACH, FL 32174-3837

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 RIVER BLUFF DR, ORMOND BEACH, FL 32174-3837

Mortgage

Document Number0083051027
DateAug 31, 2022
Instrument8305/1027
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term481 Months
DueSep 01, 2062

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVOLUSIA FL
Recording DateOct 14, 2021
Property Address320 RIVER BLUFF DR, ORMOND BEACH, FL 32174-3837
Document Number0081371654
Book / Page8137 / 1654
Map ReferenceMB 35 PG 46&47
Instrument DateSep 30, 2021
Instrument2021-247379
Transaction TypeTransfer
Record UpdatedNov 04, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address320 RIVER BLUFF DR, 320, ORMOND BEACH, FL 32174-3837

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address61 HIGHGROVE CRESCENT, ONTARIO XX

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMay 14, 2021
Property Address320 RIVER BLUFF DR, ORMOND BEACH, FL 32174-3837
Document Number0080480839
Book / Page8048 / 839
Map ReferenceMB 35 PG 46&47
Instrument DateMay 13, 2021
Instrument2021-113179
Transaction TypeTransfer
Record UpdatedJun 11, 2021
Title CompanySMART TITLE SERVICES, SMARTTITLE SERVICES

Transaction

AmountAmount Recorded
Tax$3,012.10
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5927 S 118TH PLZ, 5927, OMAHA, NE 68137-3513

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 RIVER BLUFF DR, ORMOND BEACH, FL 32174-3837

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$551,876 (+1.09%) Land $181,085 Building $370,791$551,876 (+1.09%) Land $181,085 Building $370,791
2025$8,238.00 (+1.77%) Homeowner's exemption$545,903 (+1.56%) Land $181,085 Building $364,818$545,903 (+1.56%) Land $181,085 Building $364,818
2023$8,095.00 (+69.32%) Homeowner's exemption$537,501 (+61.2%) Land $181,085 Building $356,416$537,501 (+43.57%) Land $181,085 Building $356,416
2022$4,781.00 Homeowner's exemption$333,444$374,380 Land $162,535 Building $211,845

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire LikelihoodAbout 1 in 276 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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