322 River Bluff Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 322 River Bluff Dr, Ormond Beach, FL 32174 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,831 sqft Living Area
Lot Size	106,405 sqft (2.44 acres)
Occupancy	Owner Occupied
Last Sale	$192,000 (2012)
Tax Bill	$2,736.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3242-26-00-0420`
Alternative APNs	`32134226000420` `3013824.0` `3013824`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,831 sqft Living Area
1st Floor	1,831 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Combination, Other Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1984
Exterior Material	Wood Siding Exterior
Construction Type	Wood Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Composition Shingle Roof
Lot Area	106,405 sqft (2.44 acres)
Depth X Width	158 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	500 sqft Garage
Deck Area	320 sqft Deck
Porch	Open Porch
Porch Area	458 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3013824.0
Old Parcel Number	32134226000420
Street Address	322 RIVER BLUFF DR
City	ORMOND BEACH
State	FL
Zip	32174-3837
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 42 TOMOKA OAKS UNIT 7-C MB 35 PGS 46-47 INC PER OR 5041 PG 1471 PER OR 6750 PG 1870
Legal Range	32E
Legal Township	13S
Legal Section	42
Legal Subdivision	TOMOKA
Legal Tract	26
Legal Lot Number	42
Legal Unit	7
Jurisdiction	VOLUSIA FL
Minor Civil Division	ORMOND BEACH
Census Blockgroup	3
Census Block	3002
Census Tract	80807

Owner

Source: Volusia County records · APN 3242-26-00-0420

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	322 RIVER BLUFF DR, ORMOND BEACH, FL 32174-3837
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2012 · Amount on Record
Deed Sale	Aug 23, 2012 · Amount on Record
Prior Sale	Mar 26, 2003 · Amount on Record
Deed Doc Number	2012-151870
Deed Book / Page	6750 / 1870
Record Refreshed	Jun 08, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	322 RIVER BLUFF DR, ORMOND BEACH, FL 32174-3837
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076662364
Date	Mar 11, 2019
Book Page	7666/2364
Instrument	2019-047715

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,736.00 (+16.97%) Homeowner's exemption	$196,044 (+5.99%)	$319,921 (+0.42%) Land $167,640 Building $152,281
2023	$2,339.00 (+3.5%) Homeowner's exemption	$184,970 (+3%)	$318,573 (+26.36%) Land $167,640 Building $150,933
2022	$2,260.00 Homeowner's exemption	$179,583	$252,108 Land $150,490 Building $101,618

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	About 1 in 379 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.