326 River Bluff Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 326 River Bluff Dr, Ormond Beach, FL 32174 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	2,454 sqft Living Area
Lot Size	122,200 sqft (2.8 acres)
Occupancy	Owner Occupied
Last Sale	$345,000 (2020)
Tax Bill	$4,833.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3242-26-00-0440`
Alternative APNs	`32134226000440` `3013841.0` `3013841`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,454 sqft Living Area
1st Floor	2,454 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Combination, Other Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1988
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Composition Shingle Roof
Lot Area	122,200 sqft (2.8 acres)
Depth X Width	133 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	506 sqft Garage
Deck Area	422 sqft Deck
Porch	Open Porch
Porch Area	40 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3013841.0
Old Parcel Number	32134226000440
Street Address	326 RIVER BLUFF DR
City	ORMOND BEACH
State	FL
Zip	32174-3837
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 44 TOMOKA OAKS UNIT 7-C MB 35 PGS 46-47 INC PER OR 3870 PG 2870 PER OR 7834 PG 3125
Legal Range	32E
Legal Township	13S
Legal Section	42
Legal Subdivision	TOMOKA
Legal Tract	26
Legal Lot Number	44
Legal Unit	7
Jurisdiction	VOLUSIA FL
Minor Civil Division	ORMOND BEACH
Census Blockgroup	3
Census Block	3002
Census Tract	80807

Owner

Source: Volusia County records · APN 3242-26-00-0440

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	326 RIVER BLUFF DR, ORMOND BEACH, FL 32174-3837
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Nov 01, 1993 · Amount on Record
Deed Doc Number	2020-062762
Deed Book / Page	7834 / 3125
Record Refreshed	Jun 08, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 27, 2020
Property Address	326 RIVER BLUFF DR, ORMOND BEACH, FL 32174-3837
Document Number	0078343125
Book / Page	7834 / 3125
Map Reference	MB 35 PG 46&47
Instrument Date	Mar 26, 2020
Instrument	2020-062762
Transaction Type	Transfer
Record Updated	Jan 04, 2022
Title Company	PROFESSIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 CHELSEA PLACE AVE, 432, ORMOND BEACH, FL 32174-0686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 RIVER BLUFF DR, ORMOND BEACH, FL 32174-3837
Investor	Possibly a Property Investor

Mortgage

Document Number	0078343127
Date	Mar 27, 2020
Instrument	7834/3127

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2035

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,833.00 (+16.21%) Homeowner's exemption	$314,166 (+5.99%)	$440,525 (+1.37%) Land $157,650 Building $282,875
2023	$4,159.00 (+3.12%) Homeowner's exemption	$296,420 (+3%)	$434,565 (+33.54%) Land $157,650 Building $276,915
2022	$4,033.00 Homeowner's exemption	$287,786	$325,415 Land $141,550 Building $183,865

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	About 1 in 379 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.