Berrien County property record for 3145 Copp Rd, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,481 sqft · built 1997 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100 (Oct 2002) |
| Tax Bill | $6,203 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-0122-0009-02-0 |
| Primary APN | 05-0122-0009-02-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,481 sqft Living Area |
| 1st Floor Area | 2,536 sqft |
| Basement Area | 2,536 sqft |
| Unfinished Basement | 2,536 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 130,680 sqft (3 acres) |
| Lot Width | 260 ft Width |
| Garage Area | 3,048 sqft |
| Parking Spaces | 10 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3145 COPP RD |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-8777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 MEDIUM |
| Legal Description | THE SOUTH HAF OF THE FOLL DESC: COM 80 RODS E OF SW COR SD LOT 2 TH N 528'TH E 462' TO ST JOSEPH RIVER TH SLY 532' MOL ALONG RIVER TO PT E OF BEG TH W 531' TO POB BEING PT OF GOVT LOT 2 SEC 22 T8S R17W |
| Legal Range | 17W |
| Legal Township | 08S |
| Legal Section | 22 |
| Legal Lot Number | 2 |
| Legal Unit | 2,2 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BERTRAND |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 20300 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3145 COPP RD, NILES, MI 49120-8777 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Aug 15, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2002 · Amount on Record |
| Deed Sale | Oct 29, 2002 · Amount on Record |
| Prior Sale | Jul 25, 1996 · Amount on Record |
| Deed Book / Page | 2324 / 1372 |
| Last Transfer Date | Aug 14, 2023 |
| Transfer Doc | 03409/4345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 3145 COPP RD, NILES, MI 49120-8777 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3145 COPP RD, NILES, MI 49120-8777 |
| Document Number | 03412/2844 |
|---|---|
| Date | Sep 25, 2023 |
| Book Page | 3412/2844 |
| Instrument | 2023389669 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 15, 2023 |
| Property Address | 3145 COPP RD, NILES, MI 49120-8777 |
| Document Number | 03409/4345 |
| Book / Page | 3409 / 4345 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023386821 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3145 COPP RD, NILES, MI 49120-8777 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Bertrand Township |
| Unified School District | Brandywine Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $610,200 (+9.87%) | $1,220,400 (+9.87%) | |
| 2025 | $6,203.00 (+3.06%) Homeowner's exemption | $555,400 (+13.86%) | $1,110,800 (+13.86%) |
| 2024 | $6,019.00 (+10.5%) | ||
| 2023 | $487,800 (+26.11%) | $975,600 (+26.11%) | |
| 2022 | $5,447.00 Homeowner's exemption | $386,800 | $773,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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