3090 Copp Rd, Niles, MI 49120 Property Records

Berrien County property record for 3090 Copp Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1979
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$61,000 (Jan 2013)
Tax Bill	$2,336 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-0122-0008-01-5`

Property Details

APN / Parcel Number

Primary APN	`05-0122-0008-01-5`
Alternative APN	`11-05-0122-0008-01-5`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft
Basement Area	1,740 sqft
Unfinished Basement	1,740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	130,680 sqft (3 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3090 COPP RD
City	NILES
State	MI
Zip	49120-8776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 MEDIUM
Legal Description	COM 748'N OF CEN OF FRL SEC 22 T8S R17W TH S88DEG40'W 379.5'TH N 200' TH N88DEG40'E 379.5'TH N77DEG18'E TO C/L OF COPP RD TH SLY ON C/L TO A PT N88DEG40'E OF BEG TH S88DEG 40'W TO POB
Legal Range	17W
Legal Township	08S
Legal Section	22
Jurisdiction	BERRIEN MI
Township / Civil Division	BERTRAND
Census Block Group	2
Census Block	2045
Census Tract	20300

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3090 COPP RD, NILES, MI 49120-8776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2017	Deed of Trust, Mortgage · Line of Credit AAA FCU
Jan 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2013 · Amount on Record
Deed Sale	Jan 23, 2013 · Amount on Record
Prior Sale	Jul 22, 2011 · Amount on Record
Deed Book / Page	3023 / 2552
Prior Transfer Date	Jun 2, 2011
Prior Transfer Doc	02963/2829
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3090 COPP RD, NILES, MI 49120-8776
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03189/0432
Date	Nov 9, 2017
Book Page	3189/0432
Instrument	3189-0432

Lender

Name	AAA FCU
Type	Credit Union
Address	TEN MILE, TN 37880

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3090 COPP RD, NILES, MI 49120-8776
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03226/2617
Date	Jan 7, 2019
Book Page	3226/2617

Lender

Name	MEMBERS FIRST MORTGAGE LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bertrand Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,500 (+43.78%)	$335,000 (+43.78%)
2025	$2,336.00 (+13.18%)
2023		$116,500	$233,000
2022	$2,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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