310 Front St, Waterloo, IL 62298 Property Records

Monroe County property record for 310 Front St, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,148 sqft · built 1940
Lot Size	0.17 acres (7,470 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jun 2022)
Tax Bill	$2,994 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-30-333-004-000`

Property Details

APN / Parcel Number

Primary APN	`08-30-333-004-000`
Alternative APN	`08301730101100 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	7,470 sqft (0.17 acres)
Lot Dimensions	155 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Patio Area	187 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	310 FRONT ST
City	WATERLOO
State	IL
Zip	62298-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX LOT 9A & 10B SOUTH WATERLOO
Legal Range	09W
Legal Township	02S
Legal Section	30
Legal Subdivision	M S & LR MOORES ADD
Legal Lot Number	9A
Jurisdiction	MONROE IL
Township / Civil Division	19
Census Block Group	2
Census Block	2014
Census Tract	600501

Owner

Source: Monroe County records · APN 08-30-333-004-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	310 FRONT ST, WATERLOO, IL 62298-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2022 · Amount on Record
Deed Sale	Jun 09, 2022 · Amount on Record
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 09, 2022
Property Address	310 FRONT ST, WATERLOO, IL 62298-1704
Document Number	0000424635
Map Reference	MB U PG 285-286
Instrument Date	Jun 08, 2022
Instrument	424635
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6820 FOUNTAIN OAK LN, 6820, WATERLOO, IL 62298-5200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 FRONT ST, WATERLOO, IL 62298-1704

Mortgage

Document Number	0000424636
Date	Jun 09, 2022
Instrument	424636

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,680 (+12.67%) Land $16,090 Building $43,590	$179,040 (+12.67%) Land $48,270 Building $130,770
2024	$2,994.00
2022	Additional exemption filed	$52,970 Land $14,980 Building $37,990	$158,910 Land $44,940 Building $113,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 475 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20

May also be available at this address: HTC Holding, Wisper ISP, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.