307 Front St, Waterloo, IL 62298 Property Records

Monroe County property record for 307 Front St, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1951
Square Footage	1,224 sqft Living Area
Lot Size	8,600 sqft (0.2 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$2,700.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`08-30-305-005-000`
Alternative APN	`08301330202600 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,224 sqft Living Area
1st Floor	1,224 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	8,600 sqft (0.2 acres)
Depth X Width	170 ft x 51 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	307 FRONT ST
City	WATERLOO
State	IL
Zip	62298-1705
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TAX LOT 2H & PART TAX LOT 2G SUR 394 0153452
Legal Range	09W
Legal Township	02S
Legal Section	30
Legal Lot Number	2H
Jurisdiction	MONROE IL
Minor Civil Division	19
Census Blockgroup	1
Census Block	1021
Census Tract	600401

Owner

Source: Monroe County records · APN 08-30-305-005-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	307 FRONT ST, WATERLOO, IL 62298-1705
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	307 FRONT ST, WATERLOO, IL 62298-1705
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000398442
Date	Oct 25, 2018
Instrument	398442

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,700 (+28.5%) Land $16,230 Building $42,470	$176,100 (+28.5%) Land $48,690 Building $127,410
2024	$2,700.00
2022	Homeowner's exemption Additional exemption filed	$45,680 Land $15,050 Building $30,630	$137,040 Land $45,150 Building $91,890

Flood & Wildfire

307 Front St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.