314 Front St, Waterloo, IL 62298 Property Records

Monroe County property record for 314 Front St, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 856 sqft · built 1944
Lot Size	0.16 acres (7,171 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jul 2021)
Tax Bill	$3,848 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-30-333-006-000`

Property Details

APN / Parcel Number

Primary APN	`08-30-333-006-000`
Alternative APN	`08301730100900 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	856 sqft Building Perimeter
1st Floor Area	856 sqft
Basement Area	428 sqft
Unfinished Basement	428 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Construction Type	Frame
Lot Area	7,171 sqft (0.16 acres)
Lot Dimensions	155 ft deep x 48 ft wide
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	314 FRONT ST
City	WATERLOO
State	IL
Zip	62298-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8A SOUTH WATERLOO
Legal Range	09W
Legal Township	02S
Legal Section	30
Legal Subdivision	MARVIN T MOORES ADD
Legal Lot Number	8A
Jurisdiction	MONROE IL
Township / Civil Division	19
Census Block Group	2
Census Block	2014
Census Tract	600501

Owner

Source: Monroe County records · APN 08-30-333-006-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	314 FRONT ST, WATERLOO, IL 62298-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Deed Document Number	2021418500
Prior Transfer Date	Jul 15, 2021
Prior Transfer Doc	0000418500
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 16, 2021
Property Address	314 FRONT ST, WATERLOO, IL 62298-1704
Document Number	0000418500
Instrument Date	Jul 15, 2021
Instrument	418500
Transaction Type	Transfer
Record Updated	Aug 04, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 FRONT ST, WATERLOO, IL 62298-1704

Mortgage

Document Number	0000418501
Date	Jul 16, 2021
Instrument	418501

Lender

Name	FRONTIER FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,660 (+21.4%) Land $16,050 Building $48,610	$193,980 (+21.4%) Land $48,150 Building $145,830
2024	$3,848.00
2022		$53,260 Land $14,950 Building $38,310	$159,780 Land $44,850 Building $114,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 475 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20

May also be available at this address: HTC Holding, Wisper ISP, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.