304 Front St, Waterloo, IL 62298 Property Records

Monroe County property record for 304 Front St, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1939
Square Footage840 sqft Living Area
Lot Size8,067 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$155,000 (2020)
Tax Bill$2,964.00 (2024)

Property Details

APN / Parcel Number

Primary APN08-30-333-002-000
Alternative APN
  • 08301730101300 00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area840 sqft Living Area
1st Floor840 sqft 1st Floor
Basement Area840 sqft Basement
Unfinished Basement840 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Construction TypeFrame Construction
Lot Area8,067 sqft (0.19 acres)
Depth X Width155 ft x 54 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area240 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area120 sqft Shed
Patio Area240 sqft Patio
Porch Area78 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address304 FRONT ST
CityWATERLOO
StateIL
Zip62298-1734
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 11A SOUTH WATERLOO & PT. VACATED BOND ST. (MAIN ST.)
Legal Range09W
Legal Township02S
Legal Section30
Legal SubdivisionSOUTH WATERLOO
Legal Lot Number11A
JurisdictionMONROE IL
Minor Civil Division19
Census Blockgroup2
Census Block2014
Census Tract600501

Owner

Source: Monroe County records · APN 08-30-333-002-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address304 FRONT ST, WATERLOO, IL 62298-1734
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2020Warranty Deed, Transfer · Conventional Mortgage
FRONTIER FINANCIAL
Sep 09, 2019Trustee's Deed, Construction Loan · Line of Credit
STATE BK/WATERLOO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 16, 2020 · Amount on Record
Deed SaleJun 16, 2020 · Amount on Record
Deed Doc Number2020408753
Record RefreshedSep 20, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateJun 16, 2020
Property Address304 FRONT ST, WATERLOO, IL 62298-1734
Document Number0000408753
Instrument DateJun 16, 2020
Instrument408753
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$232.50
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3510 TROUT CAMP RD, 3510, WATERLOO, IL 62298-4912

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 FRONT ST, WATERLOO, IL 62298-1734

Mortgage

Document Number0000408754
DateJun 16, 2020
Instrument408754
Lender
NameFRONTIER FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.25%

September 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMONROE IL
Recording DateSep 09, 2019
Property Address304 FRONT ST, WATERLOO, IL 62298-1734
Instrument DateAug 30, 2019
Instrument403448
Transaction TypeConstruction Loan
Record UpdatedSep 18, 2019
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 FRONT ST WATERLOO IL 622981734, WATERLOO, IL 62298-1734

Mortgage

Document Number0000403448
DateSep 09, 2019
Instrument403448
Lender
NameSTATE BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 08, 2020
Interest
Rate TypeAdjustable Rate
Rate4.58%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$57,820 (+16.88%) Land $16,210 Building $41,610$173,460 (+16.88%) Land $48,630 Building $124,830
2024$2,964.00
2022Additional exemption filed$49,470 Land $15,040 Building $34,430$148,410 Land $45,120 Building $103,290

Nearby Properties on Front St

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