Monroe County property record for 311 Front St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,698 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,153 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-30-305-007-000 |
| Primary APN | 08-30-305-007-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,698 sqft (0.2 acres) |
|---|---|
| Lot Dimensions | 177 ft deep x 50 ft wide |
| Street Address | 311 FRONT ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | TAX LOT 2F 0152670 00070 02S |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Lot Number | 2F |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 19 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 600401 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7967 GRIZZLY HOLW, WATERLOO, IL 62298-6055 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Line of Credit STATE BANK |
| Mar 23, 2021 | Deed of Trust, Mortgage · Commercial Mortgage STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 10, 2026 |
| Property Address | 311 FRONT ST, WATERLOO, IL 62298-1744 |
| Document Number | 0000443421 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 2026443421 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 7967 GRIZZLY HOLW, WATERLOO, IL 62298-6055 |
| Document Number | 0000443421, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 2026443421 |
| Name | STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 311 FRONT ST, WATERLOO, IL 62298-1744 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000415769 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 415769 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 12, 2041 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,153.00 (+0.8%) | $35,300 (+3.46%) Land $16,270 Building $19,030 | $105,900 (+3.46%) Land $48,810 Building $57,090 |
| 2024 | $2,136.00 | ||
| 2022 | $34,120 Land $15,090 Building $19,030 | $102,360 Land $45,270 Building $57,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
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