Monroe County property record for 312 Front St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1930 |
| Square Footage | 1,078 sqft Living Area |
| Lot Size | 7,470 sqft (0.17 acres) |
| Garage | 728 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,954.00 (2024) |
Source: Monroe County records · APN 08-30-333-005-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 FRONT ST, WATERLOO, IL 62298-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Oct 31, 2017 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 312 FRONT ST, WATERLOO, IL 62298-1704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000390694 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 390694 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 31, 2017 |
| Property Address | 312 FRONT ST, WATERLOO, IL 62298-1704 |
| Document Number | 0000392736 |
| Map Reference | BK J PG 285 286 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 392736 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 FRONT ST, WATERLOO, IL 62298-1704 |
| Document Number | 0000392737 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 392737 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48,340 (+7.11%) Land $16,090 Building $32,250 | $145,020 (+7.11%) Land $48,270 Building $96,750 | |
| 2024 | $1,954.00 | ||
| 2022 | Additional exemption filed | $45,130 Land $14,980 Building $30,150 | $135,390 Land $44,940 Building $90,450 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 08-30-333-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 1,078 sqft Living Area |
| 1st Floor | 1,078 sqft 1st Floor |
| Basement Area | 338 sqft Basement |
| Unfinished Basement | 338 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame Construction |
| Lot Area | 7,470 sqft (0.17 acres) |
| Depth X Width | 155 ft x 50 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 728 sqft Garage |
| Deck Area | 264 sqft Deck |
| Patio Area | 346 sqft Patio |
| Gazebo | 82 sqft Gazebo |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 312 FRONT ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1704 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 8B & 9B SOUTH WATERLOO |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | MS & LR MOORES ADD |
| Legal Lot Number | 8B |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 19 |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 600501 |
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