Monroe County property record for 305 Front St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1938 |
| Square Footage | 1,096 sqft Living Area |
| Lot Size | 8,333 sqft (0.19 acres) |
| Garage | 240 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,346.00 (2024) |
| Primary APN | 08-30-305-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 1,096 sqft Living Area |
| 1st Floor | 1,096 sqft 1st Floor |
| Basement Area | 1,096 sqft Basement |
| Unfinished Basement | 1,096 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Construction Type | Frame Construction |
| Lot Area | 8,333 sqft (0.19 acres) |
| Depth X Width | 167 ft x 51 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 240 sqft Garage |
| Patio Area | 255 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 305 FRONT ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1705 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2J SUR 394 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | SURVEY 394 CLAIM 220 |
| Legal Lot Number | 2J |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 19 |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-30-305-004-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 FRONT ST, WATERLOO, IL 62298-1705 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU |
| May 20, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 305 FRONT ST, WATERLOO, IL 62298-1705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000428370 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 428370 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 21, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 305 FRONT ST, WATERLOO, IL 62298-1705 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000424359 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 424359 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 01, 2062 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,610 (+7.98%) Land $16,190 Building $31,420 | $142,830 (+7.98%) Land $48,570 Building $94,260 | |
| 2024 | $2,346.00 | ||
| 2022 | Additional exemption filed | $44,090 Land $15,030 Building $29,060 | $132,270 Land $45,090 Building $87,180 |
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