Monroe County property record for 309 Front St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1952 |
| Square Footage | 1,150 sqft Living Area |
| Lot Size | 8,737 sqft (0.2 acres) |
| Garage | 650 sqft |
| Tax Bill | $2,634.00 (2024) |
Source: Monroe County records · APN 08-30-305-006-000
Assessment roll updated August 29, 2025 · Last verified July 2026
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| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7967 GRIZZLY HOLW, WATERLOO, IL 62298-6055 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Line of Credit STATE BANK |
| Mar 23, 2021 | Deed of Trust, Mortgage · Commercial Mortgage STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 10, 2026 |
| Property Address | 309 FRONT ST, WATERLOO, IL 62298-1705 |
| Document Number | 0000443421 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 2026443421 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 7967 GRIZZLY HOLW, WATERLOO, IL 62298-6055 |
| Document Number | 0000443421, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 2026443421 |
| Name | STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 309 FRONT ST, WATERLOO, IL 62298-1705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000415769 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 415769 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 12, 2041 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,100 (+25.17%) Land $16,250 Building $29,850 | $138,300 (+25.17%) Land $48,750 Building $89,550 | |
| 2024 | $2,634.00 | ||
| 2022 | $36,830 Land $15,090 Building $21,740 | $110,490 Land $45,270 Building $65,220 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 08-30-305-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 1,150 sqft Living Area |
| 1st Floor | 1,150 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame Construction |
| Lot Area | 8,737 sqft (0.2 acres) |
| Depth X Width | 173 ft x 51 ft Depth x Width |
| Garage Area | 650 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 309 FRONT ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1705 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART TAX LOT 2G SUR 394 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | SURVEY 394 CLAIM 220 |
| Legal Lot Number | 2G |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 19 |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 600401 |
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