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108 Front St, Waterloo, IL 62298 Property Records

Monroe County property record for 108 Front St, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1940
Square Footage800 sqft Living Area
Lot Size8,740 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$187,000 (2025)
Tax Bill$2,961.00 (2024)

Property Details

APN / Parcel Number

Primary APN07-25-465-010-000
Alternative APN
  • 07252040100900 00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area800 sqft Living Area
1st Floor800 sqft 1st Floor
Basement Area800 sqft Basement
Unfinished Basement800 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame Construction
Lot Area8,740 sqft (0.2 acres)
Depth X Width155 ft x 52 ft Depth x Width
DrivewayDriveway Asphalt
Driveway Area1,040 sqft Driveway
Parking Spaces1 Parking Spaces
Garage Area240 sqft Garage
Patio Area180 sqft Patio
Porch1 Porch
Porch Area48 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address108 FRONT ST
CityWATERLOO
StateIL
Zip62298-1727
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 1C SOUTH WATERLOO FAIRVIEW SUBD
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionFAIRVIEW
Legal Lot Number1C
JurisdictionMONROE IL
Minor Civil Division33
Census Blockgroup4
Census Block4036
Census Tract600501

Owner

Source: Monroe County records · APN 07-25-465-010-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3557 JASON DR, WATERLOO, IL 62298-2125
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2025Special Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP
Feb 26, 2021Deed of Guardian, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 01, 2025 · Amount on Record
Deed SaleOct 01, 2025 · Amount on Record
Prior SaleFeb 26, 2021 · Amount on Record
Deed Doc Number2025439460
Record RefreshedSep 20, 2026

October 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONROE IL
Recording DateOct 01, 2025
Property Address108 FRONT ST, WATERLOO, IL 62298-1727
Document Number0000439460
Map ReferenceMB A PG 57
Instrument DateSep 30, 2025
Instrument439460
Transaction TypeTransfer
Record UpdatedOct 15, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$280.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7812 WHITE TAIL CIR, WATERLOO, IL 62298-6070

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 FRONT ST, WATERLOO, IL 62298-1727
InvestorPossibly a Property Investor

Mortgage

Document Number0000439461
DateOct 01, 2025
Instrument439461
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055
Interest
Rate TypeFixed Rate
Rate6.63%

February 2021: Deed of Guardian, Transfer

Document TypeDeed of Guardian
JurisdictionMONROE IL
Recording DateFeb 26, 2021
Property Address108 FRONT ST, WATERLOO, IL 62298-1727
Document Number0000415219
Map ReferenceMB A PG 57
Instrument DateFeb 26, 2021
Instrument415219
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$184.50
Amount AccuracyFull Amount Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 FRONT ST, WATERLOO, IL 62298-1727

Mortgage

Document Number0000415220
DateFeb 26, 2021
Instrument415220
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate3%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address108 FRONT ST, WATERLOO, IL 62298-1727
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000404405
DateOct 29, 2019
Instrument404405
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 08, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$55,790 (-0.44%) Land $16,260 Building $39,530$167,370 (-0.44%) Land $48,780 Building $118,590
2024$2,961.00 Additional exemption filed$56,036 (+20.9%) Land $15,968 Building $40,068$168,108 (+20.9%) Land $47,904 Building $120,204
2022Additional exemption filed$46,350 Land $15,060 Building $31,290$139,050 Land $45,180 Building $93,870

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