307 Ruby Dr, Elk City, OK 73644 Property Records

Beckham County property record for 307 Ruby Dr, Elk City, OK 73644

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,702 sqft · built 1995
Lot Size	0.578 acres (25,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,500 (Oct 2018)
Tax Bill	$2,879 (2025)
Deeds & Mortgages	Aug 2026 Sale Mar 2024 Transfer + 1 more
APN	`07873`

Property Details

APN / Parcel Number

Primary APN	`07873`
Alternative APN	`0125-00-001-010-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,702 sqft Living Area
1st Floor Area	2,438 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	25,162 sqft (0.578 acres)
Lot Dimensions	110 ft deep x 267 ft wide
Garage Type	Attached
Garage Area	1,053 sqft
Driveway	Driveway
Driveway Area	2,000 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	706 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Geothermal

Location & Zoning

Account Number	07873
Street Address	307 RUBY DR
City	ELK CITY
State	OK
Zip	73644-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FOX RIDGE LOT 10 BLK 1
Legal Range	21W
Legal Township	11N
Legal Section	15
Legal Subdivision	FOX RIDGE
Legal Block	1
Legal Lot Number	10
Jurisdiction	BECKHAM OK
Township / Civil Division	ELK CITY
Census Block Group	5
Census Block	5001
Census Tract	966100

Owner

Source: Beckham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 RUBY DR, ELK CITY, OK 73644-1449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Affidavit, Transfer
Mar 28, 2024	Intrafamily Transfer, Transfer
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage GREAT PLAINS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Prior Sale	Jun 12, 1995 · Amount on Record
Deed Document Number	20184518
Deed Book / Page	2294 / 308
Last Transfer Date	Mar 7, 2024
Transfer Doc	002426/769
Record Updated	Oct 29, 2026

August 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BECKHAM OK
Recording Date	Aug 10, 2026
Property Address	307 RUBY DR, ELK CITY, OK 73644-1449
Document Number	0000004380
Book / Page	2494 / 436
Instrument Date	Aug 10, 2026
Instrument	20264380
Transaction Type	Transfer
Record Updated	Aug 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BECKHAM OK
Recording Date	Mar 28, 2024
Property Address	307 RUBY DR, ELK CITY, OK 73644-1449
Document Number	002426/769
Book / Page	2426 / 769
Instrument Date	Mar 7, 2024
Instrument	I-2024-001103
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 RUBY DR, ELK CITY, OK 73644-1449

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BECKHAM OK
Recording Date	Oct 26, 2018
Property Address	307 RUBY DR, ELK CITY, OK 73644-1449
Document Number	02294/0308
Book / Page	2294 / 0308
Instrument Date	Oct 25, 2018
Instrument	2018-004518
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	SMITH TITLE AND CLOSING LLC, SMITH TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$411.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	307 RUBY DR, ELK CITY, OK 73644-1449

Mortgage

Document Number	2018004519
Date	Oct 26, 2018
Instrument	2018-004519

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Beckham County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Beckham County
Municipality	Elk City
Unified School District	Elk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,742 (+3%) Land $3,592 Building $31,150	$289,521 (-10.96%) Land $29,937 Building $259,584
2025	$2,879.00 (-2.24%) Homeowner's exemption	$33,731 (+3%) Land $4,529 Building $29,202
2024			$325,149 (+19.14%) Land $37,743 Building $287,406
2023	$2,945.00 Homeowner's exemption	$32,748 Land $4,546 Building $28,202	$272,902 Land $37,882 Building $235,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1984–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 67% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK CITY serves 10,510 people · EPA ID OK2000501
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Plains Internet Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, Hudson Technology Solutions.

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