Beckham County property record for 301 Ruby Dr, Elk City, OK 73644
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,433 sqft · built 2003 |
| Lot Size | 0.273 acres (11,899 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Dec 2021) |
| Tax Bill | $2,828 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Oct 2025 Mortgage + 6 more |
| APN | 07876 |
| Primary APN | 07876 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,433 sqft Living Area |
| 1st Floor Area | 2,436 sqft |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,899 sqft (0.273 acres) |
| Lot Dimensions | 119 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 222 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Geothermal |
| Account Number | 07876 |
|---|---|
| Street Address | 301 RUBY DR |
| City | ELK CITY |
| State | OK |
| Zip | 73644-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FOX RIDGE LOT 13 BLK 1 |
| Legal Range | 21W |
| Legal Township | 11N |
| Legal Section | 15 |
| Legal Subdivision | FOX RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | BECKHAM OK |
| Township / Civil Division | ELK CITY |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 966100 |
Source: Beckham County records · APN 07876
Assessment roll updated January 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 301 RUBY DR, ELK CITY, OK 73644-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Affidavit, Transfer |
| Oct 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST |
| Nov 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANCFIRST |
| Dec 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage GREAT PLAINS NATIONAL BANK |
| Aug 20, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| May 14, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Mar 26, 2019 | Special Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Jun 18, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2021 · Amount on Record |
| Deed Sale | Dec 01, 2021 · Amount on Record |
| Prior Sale | Mar 26, 2019 · Amount on Record |
| Deed Document Number | 20215331 |
| Deed Book / Page | 2369 / 36 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | BECKHAM OK |
| Recording Date | Aug 10, 2026 |
| Property Address | 301 RUBY DR, ELK CITY, OK 73644-1449 |
| Document Number | 0000004380 |
| Book / Page | 2494 / 436 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20264380 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BECKHAM OK |
| Property Address | 301 RUBY DR, ELK CITY, OK 73644-1449 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 301 RUBY DR, ELK CITY, OK 73644-1449 |
| Document Number | 002468/647 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 2468/647 |
| Instrument | I-2025-004544 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BECKHAM OK |
| Recording Date | Nov 13, 2023 |
| Property Address | 301 RUBY DR, ELK CITY, OK 73644-1449 |
| Document Number | 002415/114 |
| Book / Page | 2415 / 114 |
| Instrument Date | Nov 10, 2023 |
| Instrument | I-2023-004432 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $457.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | I2023004433 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | I-2023-004433 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BECKHAM OK |
| Recording Date | Dec 01, 2021 |
| Property Address | 301 RUBY DR, ELK CITY, OK 73644-1449 |
| Document Number | 2369/36 |
| Book / Page | 2369 / 36 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021-005331 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 301 RUBY DR, ELK CITY, OK 73644-1449 |
| Document Number | 2021005332 |
|---|---|
| Date | Dec 01, 2021 |
| Instrument | 2021-005332 |
| Name | GREAT PLAINS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BECKHAM OK |
| Property Address | 301 RUBY DR, ELK CITY, OK 73644-1449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2334/35 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 2334/35 |
| Instrument | 2020-002827 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BECKHAM OK |
| Property Address | 301 RUBY DR, ELK CITY, OK 73644-1449 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2304/0067 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 2304/0067 |
| Instrument | 2019-001916 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | 10750 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BECKHAM OK |
| Recording Date | Mar 26, 2019 |
| Property Address | 301 RUBY DR, ELK CITY, OK 73644-1449 |
| Document Number | 02301/0395 |
| Book / Page | 2301 / 0395 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 2019-001106 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 301 RUBY DR, ELK CITY, OK 73644-1449 |
| Document Number | 2019001107 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 2019-001107 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BECKHAM OK |
| Recording Date | Jun 18, 2018 |
| Property Address | 301 RUBY DR, ELK CITY, OK 73644-1449 |
| Document Number | 02281/0251 |
| Book / Page | 2281 / 0251 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 2018-002471 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $406.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1980 POST OAK BLVD # 3006, 3006, HOUSTON, TX 77056-3899 |
| Investor | Possibly a Property Investor |
Source: Beckham County records · Assessment roll updated January 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Beckham County |
| Municipality | Elk City |
| Unified School District | Elk City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,828.00 (-0.39%) Homeowner's exemption | $33,158 (+8.34%) Land $2,142 Building $31,016 | |
| 2024 | $276,318 (+8.34%) Land $17,849 Building $258,469 | ||
| 2023 | $2,839.00 | $30,606 Land $2,142 Building $28,464 | $255,048 Land $17,849 Building $237,199 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1984–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1997 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 97.7% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Technologies Fiber | 10,000 / 10,000 |
| Clarity Telecom Fiber | 5,000 / 5,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Plains Internet Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 496 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELK CITY serves 10,510 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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