Beckham County property record for 107 Ruby Dr, Elk City, OK 73644
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,172 sqft · built 2008 |
| Lot Size | 0.28 acres (12,209 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Sep 2026) |
| Tax Bill | $3,013 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Aug 2026 Sale + 1 more |
| APN | 07879 |
| Primary APN | 07879 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,172 sqft Living Area |
| 1st Floor Area | 2,172 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,209 sqft (0.28 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 744 sqft |
| Carport | Carport |
| Carport Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 376 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 07879 |
|---|---|
| Street Address | 107 RUBY DR |
| City | ELK CITY |
| State | OK |
| Zip | 73644-1470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FOXRIDGE BLK 1 LOT 16 |
| Legal Range | 21W |
| Legal Township | 11N |
| Legal Section | 15 |
| Legal Subdivision | FOX RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | BECKHAM OK |
| Township / Civil Division | ELK CITY |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 966100 |
Source: Beckham County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 400 W MADISON ST, MANGUM, OK 73554-1836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 21, 2026 | Warranty Deed, Transfer OLD REPUBLIC TITLE |
| Aug 10, 2026 | Affidavit, Transfer |
| Apr 7, 2021 | Warranty Deed, Transfer · FHA Mortgage FIRST AMERICAN MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2026 · Amount on Record |
| Deed Sale | Sep 21, 2026 · Amount on Record |
| Prior Sale | Apr 7, 2021 · Amount on Record |
| Deed Document Number | 20265578 |
| Deed Book / Page | 2505 / 836 |
| Prior Transfer Date | Jun 9, 2008 |
| Prior Transfer Doc | 01949/0022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BECKHAM OK |
| Recording Date | Sep 21, 2026 |
| Property Address | 107 RUBY DR, ELK CITY, OK 73644-1470 |
| Document Number | 0000005578 |
| Book / Page | 2505 / 836 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20265578 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $53,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 W MADISON ST, MANGUM, OK 73554-1836 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | BECKHAM OK |
| Recording Date | Aug 10, 2026 |
| Property Address | 107 RUBY DR, ELK CITY, OK 73644-1470 |
| Document Number | 0000004380 |
| Book / Page | 2494 / 436 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20264380 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BECKHAM OK |
| Recording Date | Apr 7, 2021 |
| Property Address | 107 RUBY DR, ELK CITY, OK 73644-1470 |
| Document Number | 002347/579 |
| Book / Page | 2347 / 579 |
| Instrument Date | Apr 6, 2021 |
| Instrument | 2021-001466 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $424.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 107 RUBY DR, ELK CITY, OK 73644-1470 |
| Document Number | 2021001467 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021-001467 |
| Name | FIRST AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Beckham County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Beckham County |
| Municipality | Elk City |
| Unified School District | Elk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,159 (-0.29%) Land $1,805 Building $33,354 | $292,989 (-2.52%) Land $15,041 Building $277,948 | |
| 2025 | $3,013.00 (+0.77%) Homeowner's exemption | $35,261 (+6.09%) Land $2,198 Building $33,063 | |
| 2024 | $300,553 (+8.51%) Land $18,314 Building $282,239 | ||
| 2023 | $2,990.00 Homeowner's exemption | $33,237 Land $2,198 Building $31,039 | $276,974 Land $18,314 Building $258,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1984–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.7% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELK CITY serves 10,510 people · EPA ID OK2000501 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Bluepeak Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Plains Internet Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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