101 Ruby Dr, Elk City, OK 73644 Property Records

Beckham County property record for 101 Ruby Dr, Elk City, OK 73644 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,587 sqft · built 2006
Lot Size	0.363 acres (15,791 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Oct 2025)
Tax Bill	$4,062 (2025)
Deeds & Mortgages	Aug 2026 Sale Oct 2025 Sale & Mortgage + 2 more
APN	`07882`

Property Details

APN / Parcel Number

Primary APN	`07882`
Alternative APN	`0125-00-001-019-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,587 sqft Living Area
1st Floor Area	2,587 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,791 sqft (0.363 acres)
Lot Dimensions	126 ft deep x 127 ft wide
Garage Type	Attached
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Geothermal

Location & Zoning

Account Number	07882
Street Address	101 RUBY DR
City	ELK CITY
State	OK
Zip	73644-1470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOXRIDGE BLK 1 LOT 19
Legal Range	21W
Legal Township	11N
Legal Section	15
Legal Subdivision	FOX RIDGE
Legal Block	1
Legal Lot Number	19
Jurisdiction	BECKHAM OK
Township / Civil Division	ELK CITY
Census Block Group	5
Census Block	5001
Census Tract	966100

Owner

Source: Beckham County records · APN 07882

Assessment roll updated January 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	17306 E 1130 RD, SWEETWATER, OK 73666-6533
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Affidavit, Transfer
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage GREAT PLAINS NATIONAL BANK
Aug 03, 2021	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Sep 11, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SOUTHWEST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Aug 03, 2021 · Amount on Record
Deed Document Number	20254252
Deed Book / Page	2467 / 442
Record Updated	Sep 20, 2026

August 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BECKHAM OK
Recording Date	Aug 10, 2026
Property Address	101 RUBY DR, ELK CITY, OK 73644-1470
Document Number	0000004380
Book / Page	2494 / 436
Instrument Date	Aug 10, 2026
Instrument	20264380
Transaction Type	Transfer
Record Updated	Aug 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BECKHAM OK
Recording Date	Oct 15, 2025
Property Address	101 RUBY DR, ELK CITY, OK 73644-1470
Document Number	002467/442
Book / Page	2467 / 442
Instrument Date	Oct 14, 2025
Instrument	I-2025-004252
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 RUBY DR, ELK CITY, OK 73644-1470

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17306 E 1130 RD, SWEETWATER, OK 73666-6533

Mortgage

Document Number	I2025004253
Date	Oct 15, 2025
Instrument	I-2025-004253

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 14, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BECKHAM OK
Recording Date	Aug 03, 2021
Property Address	101 RUBY DR, ELK CITY, OK 73644-1470
Document Number	002359/257
Book / Page	2359 / 257
Instrument Date	Aug 02, 2021
Instrument	2021-003414
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2021003415
Date	Aug 03, 2021
Instrument	2021-003415

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BECKHAM OK
Recording Date	Sep 11, 2017
Property Address	101 RUBY DR, ELK CITY, OK 73644-1470
Document Number	02262/0916
Book / Page	2262 / 0916
Instrument Date	Sep 08, 2017
Instrument	2017-003755
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 RUBY DR, ELK CITY, OK 73644-1470

Mortgage

Document Number	2017003756
Date	Sep 11, 2017
Instrument	2017-003756

Lender

Name	AMERICAN SOUTHWEST MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Beckham County records · Assessment roll updated January 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Beckham County
Municipality	Elk City
Unified School District	Elk City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,062.00 (-1%)	$46,187 (+4.42%) Land $2,842 Building $43,345
2024	$4,103.00 (+5.02%)	$44,230 (+5%) Land $2,842 Building $41,388	$384,898 (+9.65%) Land $23,687 Building $361,211
2023	$3,907.00	$42,124 Land $2,842 Building $39,282	$351,038 Land $23,687 Building $327,351

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400099661005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1984–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1997, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 496 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Dobson Technologies	Fiber	10,000 / 10,000
Clarity Telecom	Fiber	5,000 / 5,000
Cable One	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Plains Internet	Fixed Wireless (unlicensed)	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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