103 Ruby Dr, Elk City, OK 73644 Property Records

Beckham County property record for 103 Ruby Dr, Elk City, OK 73644

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,491 sqft · built 2006
Lot Size0.275 acres (11,975 sqft)
OwnerCompany Name on Record
Tax Bill$2,879 (2025)
Deeds & MortgagesAug 2026 Sale
APN07881

Property Details

APN / Parcel Number

Primary APN07881
Alternative APN
  • 0125-00-001-018-0-000-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,491 sqft Living Area
1st Floor Area2,489 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2010
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,975 sqft (0.275 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area210 sqft
Shed1 Shed
Shed Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGeothermal

Location & Zoning

Account Number07881
Street Address103 RUBY DR
CityELK CITY
StateOK
Zip73644-1470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionFOXRIDGE BLK 1 LOT 18
Legal Range21W
Legal Township11N
Legal Section15
Legal SubdivisionFOX RIDGE
Legal Block1
Legal Lot Number18
JurisdictionBECKHAM OK
Township / Civil DivisionELK CITY
Census Block Group5
Census Block5001
Census Tract966100

Owner

Source: Beckham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1845, ELK CITY, OK 73648-1845
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 30, 2020
Transfer Doc0000004525
Record UpdatedOct 29, 2026

August 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionBECKHAM OK
Recording DateAug 10, 2026
Property Address103 RUBY DR, ELK CITY, OK 73644-1470
Document Number0000004380
Book / Page2494 / 436
Instrument DateAug 10, 2026
Instrument20264380
Transaction TypeTransfer
Record UpdatedAug 18, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Beckham County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyBeckham County
MunicipalityElk City
Unified School DistrictElk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,744 (+3%) Land $1,524 Building $33,220$289,537 (-6.72%) Land $12,704 Building $276,833
2025$2,879.00 (-2.24%) Homeowner's exemption$33,732 (+3%) Land $1,480 Building $32,252
2024$310,405 (+13.74%) Land $17,963 Building $292,442
2023$2,945.00 Homeowner's exemption$32,750 Land $1,437 Building $31,313$272,917 Land $11,975 Building $260,942

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims2 (1984–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELK CITY
serves 10,510 people · EPA ID OK2000501
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber
10,000 / 10,000
Bluepeak
Fiber
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Plains Internet
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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