Beckham County property record for 303 Ruby Dr, Elk City, OK 73644
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,201 sqft · built 1985 |
| Lot Size | 0.272 acres (11,868 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Oct 2023) |
| Tax Bill | $3,281 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Feb 2023 Line of Credit + 2 more |
| APN | 07875 |
| Primary APN | 07875 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,201 sqft Living Area |
| 1st Floor Area | 2,201 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,868 sqft (0.272 acres) |
| Lot Dimensions | 119 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 80 sqft |
| Patio Area | 285 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 07875 |
|---|---|
| Street Address | 303 RUBY DR |
| City | ELK CITY |
| State | OK |
| Zip | 73644-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FOX RIDGE LOT 12 BLK 1 |
| Legal Range | 21W |
| Legal Township | 11N |
| Legal Section | 15 |
| Legal Subdivision | FOX RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | BECKHAM OK |
| Township / Civil Division | ELK CITY |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 966100 |
303 Ruby Dr is owned and occupied by an individual who bought it in October 2023.
Source: Beckham County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 303 RUBY DR, ELK CITY, OK 73644-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2026 | Affidavit, Transfer |
| Feb 2, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK & TRUST ELK CITY OK |
| Aug 4, 2023 | Warranty Deed, Transfer SMITH TITLE |
| Dec 27, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2023 · Amount on File |
| Deed Sale | Oct 24, 2023 · Amount on File |
| Prior Sale | Dec 27, 2022 · Amount on File |
| Deed Document Number | 20234217 |
| Deed Book / Page | 2414 / 139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | BECKHAM OK |
| Recording Date | Aug 10, 2026 |
| Property Address | 303 RUBY DR, ELK CITY, OK 73644-1449 |
| Document Number | 0000004380 |
| Book / Page | 2494 / 436 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20264380 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 RUBY DR, ELK CITY, OK 73644-1449 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BECKHAM OK |
| Property Address | 303 RUBY DR, ELK CITY, OK 73644-1449 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002399/143 |
|---|---|
| Date | Feb 2, 2023 |
| Book Page | 2399/143 |
| Instrument | I-2023-000393 |
| Name | FIRST NATIONAL BANK & TRUST ELK CITY OK |
|---|---|
| Type | Bank |
| Address | ELK CITY, OK 73648 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Jan 9, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BECKHAM OK |
| Recording Date | Aug 4, 2023 |
| Property Address | 303 RUBY DR, ELK CITY, OK 73644-1449 |
| Document Number | 002409/232 |
| Book / Page | 2409 / 232 |
| Instrument Date | Aug 4, 2023 |
| Instrument | I-2023-002958 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Title Company | SMITH TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $558.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 RUBY DR, ELK CITY, OK 73644-1449 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BECKHAM OK |
| Recording Date | Dec 27, 2022 |
| Property Address | 303 RUBY DR, ELK CITY, OK 73644-1449 |
| Document Number | 002397/528 |
| Book / Page | 2397 / 528 |
| Instrument Date | Dec 27, 2022 |
| Instrument | I-2022-005362 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 NEWTOWN LN, ELK CITY, OK 73644-2639 |
The 2025 property tax bill for 303 Ruby Dr was $3,281.
Source: Beckham County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Beckham County |
| Municipality | Elk City |
| Unified School District | Elk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,952 (-25.08%) Land $1,758 Building $26,194 | $232,928 Land $14,648 Building $218,280 | |
| 2025 | $3,281.00 | $37,307 Land $2,136 Building $35,171 | |
| 2024 | $310,891 (+89.71%) Land $17,802 Building $293,089 | ||
| 2023 | $1,824.00 (+5.01%) | $19,665 (-) Land $3,300 Building $16,365 | $163,874 (-) Land $27,500 Building $136,374 |
| 2022 | $1,737.00 | $19,665 Land $3,300 Building $16,365 | $163,874 Land $27,500 Building $136,374 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 303 Ruby Dr; there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1984–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 303 Ruby Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.7% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELK CITY serves 10,510 people · EPA ID OK2000501 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Bluepeak Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Plains Internet Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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