105 Ruby Dr, Elk City, OK 73644 Property Records

Beckham County property record for 105 Ruby Dr, Elk City, OK 73644

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,993 sqft · built 2007
Lot Size	0.276 acres (12,013 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Jun 2025)
Tax Bill	$3,521 (2025)
Deeds & Mortgages	Aug 2026 Sale Jun 2025 Sale + 5 more
APN	`07880`

Property Details

APN / Parcel Number

Primary APN	`07880`
Alternative APN	`0125-00-001-017-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,993 sqft Living Area
1st Floor Area	2,988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,013 sqft (0.276 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	390 sqft
Porch	Open Porch
Patio Area	407 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Geothermal

Location & Zoning

Account Number	07880
Street Address	105 RUBY DR
City	ELK CITY
State	OK
Zip	73644-1470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FOXRIDGE BLK 1 LOT 17
Legal Range	21W
Legal Township	11N
Legal Section	15
Legal Subdivision	FOX RIDGE
Legal Block	1
Legal Lot Number	17
Jurisdiction	BECKHAM OK
Township / Civil Division	ELK CITY
Census Block Group	5
Census Block	5001
Census Tract	966100

Owner

105 Ruby Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Beckham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 RUBY DR, ELK CITY, OK 73644-1470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Affidavit, Transfer
Jun 26, 2025	Warranty Deed, Transfer
Mar 25, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 15, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 15, 2007	Warranty Deed, Transfer · Line of Credit GREAT PLAINS NATIONAL BANK
Feb 5, 2007	Warranty Deed, Transfer
Feb 5, 2007	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on File
Deed Sale	Jun 26, 2025 · Amount on File
Prior Sale	Mar 25, 2021 · Amount on File
Deed Document Number	20252495
Deed Book / Page	2458 / 978
Prior Transfer Date	Apr 26, 2017
Prior Transfer Doc	02258/0424
Record Updated	Oct 29, 2026

August 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BECKHAM OK
Recording Date	Aug 10, 2026
Property Address	105 RUBY DR, ELK CITY, OK 73644-1470
Document Number	0000004380
Book / Page	2494 / 436
Instrument Date	Aug 10, 2026
Instrument	20264380
Transaction Type	Transfer
Record Updated	Aug 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BECKHAM OK
Recording Date	Jun 26, 2025
Property Address	105 RUBY DR, ELK CITY, OK 73644-1470
Document Number	002458/978
Book / Page	2458 / 978
Instrument Date	Jun 26, 2025
Instrument	I-2025-002495
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Tax	$607.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 RULAY RD, ELK CITY, OK 73621

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BECKHAM OK
Recording Date	Mar 25, 2021
Property Address	105 RUBY DR, ELK CITY, OK 73644-1470
Document Number	002346/798
Book / Page	2346 / 798
Instrument Date	Mar 19, 2021
Instrument	2021-001259
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	136 SANDRA RD, CLINTON, OK 73601-4934

Mortgage

Document Number	2021001260
Date	Mar 25, 2021
Instrument	2021-001260

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BECKHAM OK
Recording Date	Jun 15, 2017
Property Address	105 RUBY DR, ELK CITY, OK 73644-1470
Document Number	02258/0424
Book / Page	2258 / 0424
Instrument Date	Apr 26, 2017
Instrument	2017-002502
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RUBY DR, ELK CITY, OK 73644-1470

October 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BECKHAM OK
Recording Date	Oct 15, 2007
Property Address	105 RUBY DR, ELK CITY, OK 73644-1470
Document Number	01927/0832
Book / Page	1927 / 0832
Instrument Date	Oct 5, 2007
Instrument	2007-007976
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$433.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RUBY DR, ELK CITY, OK 73644-1470

Mortgage

Document Number	2007007977
Date	Oct 15, 2007
Instrument	2007-007977

Lender

Name	GREAT PLAINS NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 5, 2008

February 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BECKHAM OK
Recording Date	Feb 5, 2007
Property Address	105 RUBY DR, ELK CITY, OK 73644-1470
Document Number	01905/0553
Book / Page	1905 / 0553
Instrument Date	Jan 8, 2007
Instrument	2007-001026
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Tax	$37.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1322, ELK CITY, OK 73648-1322
Investor	Possibly a Property Investor

February 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BECKHAM OK
Recording Date	Feb 5, 2007
Property Address	105 RUBY DR, ELK CITY, OK 73644-1470
Document Number	01905/0552
Book / Page	1905 / 0552
Instrument Date	Jan 1, 2007
Instrument	2007-001025
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1322, ELK CITY, OK 73648-1322

Tax Assessment & Valuation

The 2025 property tax bill for 105 Ruby Dr was $3,521 with a homeowner's exemption.

Source: Beckham County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Beckham County
Municipality	Elk City
Unified School District	Elk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,031 (+7.48%) Land $1,778 Building $41,253	$358,593 Land $14,815 Building $343,778
2025	$3,521.00	$40,038 Land $2,162 Building $37,876
2024			$333,651 (+10.05%) Land $18,020 Building $315,631
2023	$3,375.00	$36,383 Land $2,162 Building $34,221	$303,192 Land $18,020 Building $285,172

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 105 Ruby Dr; there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1984–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Ruby Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK CITY serves 10,510 people · EPA ID OK2000501
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Plains Internet Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

105 Ruby Dr, Elk City, OK 73644 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2026: Affidavit, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2007: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2007: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2007: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ruby Dr

Nearby Streets

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