Beckham County property record for 203 Ruby Dr, Elk City, OK 73644
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,655 sqft · built 1998 |
| Lot Size | 0.274 acres (11,942 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Jan 2017) |
| Tax Bill | $2,688 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jun 2021 Mortgage + 2 more |
| APN | 07878 |
| Primary APN | 07878 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,655 sqft Living Area |
| Upper Floors Area | 387 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,942 sqft (0.274 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 431 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Geothermal |
| Account Number | 07878 |
|---|---|
| Street Address | 203 RUBY DR |
| City | ELK CITY |
| State | OK |
| Zip | 73644-1453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FOX RIDGE LOT 15 BLK 1 |
| Legal Range | 21W |
| Legal Township | 11N |
| Legal Section | 15 |
| Legal Subdivision | FOX RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | BECKHAM OK |
| Township / Civil Division | ELK CITY |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 966100 |
203 Ruby Dr is owned and occupied by an individual who bought it in January 2017.
Source: Beckham County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 RUBY DR, ELK CITY, OK 73644-1453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2026 | Affidavit, Transfer |
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SOUTHWEST MORTGAGE CORP |
| Jan 27, 2017 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2017 · Amount on File |
| Deed Sale | Jan 27, 2017 · Amount on File |
| Prior Sale | Oct 31, 2016 · Amount on File |
| Deed Document Number | 2017376 |
| Deed Book / Page | 2248 / 956 |
| Prior Transfer Date | Oct 19, 2016 |
| Prior Transfer Doc | 02241/0116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | BECKHAM OK |
| Recording Date | Aug 10, 2026 |
| Property Address | 203 RUBY DR, ELK CITY, OK 73644-1453 |
| Document Number | 0000004380 |
| Book / Page | 2494 / 436 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20264380 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 RUBY DR, ELK CITY, OK 73644-1453 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BECKHAM OK |
| Property Address | 203 RUBY DR, ELK CITY, OK 73644-1453 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2356/245 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 2356/245 |
| Instrument | 2021-002854 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BECKHAM OK |
| Property Address | 203 RUBY DR, ELK CITY, OK 73644-1453 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-003483 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 2262/0045 |
| Instrument | 2017-003483 |
| Name | AMERICAN SOUTHWEST MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | OKLAHOMA CITY, OK 73112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BECKHAM OK |
| Recording Date | Jan 27, 2017 |
| Property Address | 203 RUBY DR, ELK CITY, OK 73644-1453 |
| Document Number | 02248/0956 |
| Book / Page | 2248 / 0956 |
| Instrument Date | Dec 15, 2016 |
| Instrument | 2017-000376 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $322.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 PHILLIPS BLVD, 425, EWING, NJ 08618-1430 |
| Name | Verified Name |
|---|---|
| Address | 121 CARTER RD, ELK CITY, OK 73644-9739 |
The 2025 property tax bill for 203 Ruby Dr was $2,688.
Source: Beckham County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Beckham County |
| Municipality | Elk City |
| Unified School District | Elk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,089 (+5%) Land $1,505 Building $30,584 | $267,406 Land $12,539 Building $254,867 | |
| 2025 | $2,688.00 | $30,561 Land $1,433 Building $29,128 | |
| 2024 | $254,673 (-) Land $11,942 Building $242,731 | ||
| 2023 | $2,835.00 | $30,561 Land $1,433 Building $29,128 | $254,673 Land $11,942 Building $242,731 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 203 Ruby Dr; there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1984–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Ruby Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.7% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELK CITY serves 10,510 people · EPA ID OK2000501 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Bluepeak Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Plains Internet Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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