104 Front St, Waterloo, IL 62298 Property Records

Monroe County property record for 104 Front St, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1959
Square Footage	1,309 sqft Living Area
Lot Size	9,390 sqft (0.22 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$3,180.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`07-25-465-008-000`
Alternative APN	`07252040101100 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,309 sqft Living Area
1st Floor	1,309 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	No Foundation Foundation
Lot Area	9,390 sqft (0.22 acres)
Depth X Width	171 ft x 54 ft Depth x Width
Driveway	Driveway Concrete
Driveway Area	539 sqft Driveway
Garage Type	Carport Garage
Carport	Carport
Patio Area	120 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	104 FRONT ST
City	WATERLOO
State	IL
Zip	62298-1727
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 3G
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Lot Number	3G
Jurisdiction	MONROE IL
Minor Civil Division	33
Census Blockgroup	4
Census Block	4036
Census Tract	600501

Owner

Source: Monroe County records · APN 07-25-465-008-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 FRONT ST, WATERLOO, IL 62298-1727
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	104 FRONT ST, WATERLOO, IL 62298-1727
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000409875
Date	Jul 30, 2020
Instrument	409875

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,310 (+30.56%) Land $16,340 Building $46,970	$189,930 (+30.56%) Land $49,020 Building $140,910
2024	$3,180.00
2022	Additional exemption filed	$48,490 Land $15,110 Building $33,380	$145,470 Land $45,330 Building $100,140

Flood & Wildfire

104 Front St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.