Monroe County property record for 102 Front St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1958 |
| Square Footage | 1,080 sqft Living Area |
| Lot Size | 8,828 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $212,500 (2024) |
| Tax Bill | $3,758.00 (2024) |
Source: Monroe County records · APN 07-25-465-007-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2645 COLUMBIA LAKES DR, 3B, COLUMBIA, IL 62236-2799 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Jan 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Aug 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 12, 2024 · Amount on Record |
| Deed Sale | Feb 12, 2024 · Amount on Record |
| Prior Sale | Jan 31, 2022 · Amount on Record |
| Deed Doc Number | 2024432084 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 12, 2024 |
| Property Address | 102 FRONT ST, WATERLOO, IL 62298-1727 |
| Document Number | 0000432084 |
| Map Reference | MB A PG 92 |
| Instrument Date | Feb 09, 2024 |
| Instrument | 432084 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.75 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 FRONT ST, WATERLOO, IL 62298-1727 |
| Name | Verified Name |
|---|---|
| Address | 102 FRONT ST, WATERLOO, IL 62298-1727 |
| Document Number | 0000432085 |
|---|---|
| Date | Feb 12, 2024 |
| Instrument | 432085 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 31, 2022 |
| Property Address | 102 FRONT ST, WATERLOO, IL 62298-1727 |
| Document Number | 0000422435 |
| Map Reference | MB A PG 92 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 422435 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 FRONT ST, WATERLOO, IL 62298-1727 |
| Document Number | 0000422436 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 422436 |
| Name | STIFEL BANK & TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.13% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 102 FRONT ST, WATERLOO, IL 62298-1727 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000415946 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 415946 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 102 FRONT ST, WATERLOO, IL 62298-1727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000391478 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 391478 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,790 (+27.54%) Land $16,250 Building $55,540 | $215,370 (+27.54%) Land $48,750 Building $166,620 | |
| 2024 | $3,758.00 | ||
| 2022 | Additional exemption filed | $56,290 Land $15,060 Building $41,230 | $168,870 Land $45,180 Building $123,690 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-25-465-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,080 sqft Living Area |
| 1st Floor | 1,080 sqft 1st Floor |
| Basement Area | 1,080 sqft Basement |
| Unfinished Basement | 1,080 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 8,828 sqft (0.2 acres) |
| Depth X Width | 171 ft x 51 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 420 sqft Driveway |
| Garage Area | 288 sqft Garage |
| Deck Area | 274 sqft Deck |
|---|---|
| Patio Area | 274 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 144 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 102 FRONT ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1727 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TAX LOT 3H & 3I |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Lot Number | 3H |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 33 |
| Census Blockgroup | 4 |
| Census Block | 4036 |
| Census Tract | 600501 |
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