Kane County property record for 303 E Main St, Saint Charles, IL 60174 · Last verified August 2026
| Property Type | Commercial |
|---|---|
| Details | 4,503 sqft · built 1972 |
| Lot Size | 0.197 acres (8,600 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,275,000 (Mar 2025) |
| Tax Bill | $30,450 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Dec 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-464-008 |
| Primary APN | 09-27-464-008 |
|---|---|
| Alternative APN |
|
| Units | 3 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 4,503 sqft Gross Area |
| 1st Floor Area | 4,503 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 8,600 sqft (0.197 acres) |
| Old Parcel Number | 0927464008 |
|---|---|
| Street Address | 303 E MAIN ST |
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2057 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | ST CHARLES ORIG TOWN BLK 6 LOTS 3, 4, 6 AND PT LT 2 DESC IN PLAT BOOK 65 PAGE 42 SURVEY |
| Legal Subdivision | ST CHARLES ORIG TOWN |
| Legal Block | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 852300 |
Source: Kane County records · APN 09-27-464-008
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 214 W RIVER DR, SAINT CHARLES, IL 60174-5535 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 16, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST MID BANK & TRUST NA |
| Dec 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SMALL BUSINESS GROWTH CORP |
| Dec 02, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CORNERSTONE NATIONAL BANK & TRUST CO |
| Dec 02, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CORNERSTONE NATIONAL BANK & TRUST CO |
| Dec 01, 2022 | Warranty Deed, Transfer · Commercial Mortgage CORNERSTONE NATIONAL BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 25, 2025 · Amount on Record |
| Deed Sale | Mar 25, 2025 · Amount on Record |
| Prior Sale | Dec 01, 2022 · Amount on Record |
| Deed Document Number | 202510575 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 303 E MAIN ST, ST CHARLES, IL 60174-2057 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | ATA/GMT TITLE AGENCY, ATA GMT TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000022051 |
|---|---|
| Date | Jun 16, 2025 |
| Instrument | 2025K022051 |
| Name | FIRST MID BANK & TRUST NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 16, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 303 E MAIN ST, ST CHARLES, IL 60174-2057 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000044446 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 2023K044446 |
| Name | SMALL BUSINESS GROWTH CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | SPRINGFIELD, IL 62704 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 303 E MAIN ST, ST CHARLES, IL 60174-2057 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000057339 |
|---|---|
| Date | Dec 02, 2022 |
| Instrument | 2022K057339 |
| Name | CORNERSTONE NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 303 E MAIN ST, ST CHARLES, IL 60174-2057 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000057337 |
|---|---|
| Date | Dec 02, 2022 |
| Instrument | 2022K057337 |
| Name | CORNERSTONE NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 01, 2022 |
| Property Address | 303 E MAIN ST, ST CHARLES, IL 60174-2057 |
| Document Number | 0000057021 |
| Map Reference | DOC 1285405 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 2022K057021 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 E GOLF RD, 505, ARLINGTON HEIGHTS, IL 60005-4088 |
| Name | Verified Name |
|---|
| Document Number | 0000057339 |
|---|---|
| Date | Dec 02, 2022 |
| Instrument | 2022K057339 |
| Name | CORNERSTONE NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,450.00 (+112.37%) | $373,137 (+143.63%) Land $140,842 Building $232,295 | $1,119,859 (+143.73%) Land $422,695 Building $697,164 |
| 2022 | $14,338.00 (+3.87%) | $153,156 (+4.91%) Land $57,110 Building $96,046 | $459,468 (+4.91%) Land $171,330 Building $288,138 |
| 2021 | $13,804.00 | $145,988 Land $54,437 Building $91,551 | $437,964 Land $163,311 Building $274,653 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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