116 E Main St, #1, Saint Charles, IL 60174 Property Records

Kane County property record for 116 E Main St, #1, Saint Charles, IL 60174

Property Summary

Property Type	Commercial
Owner	Company Name on Record
Last Sale	$135,000 (Nov 2021)
Tax Bill	$11,804 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-27-386-016`

Property Details

APN / Parcel Number

Primary APN	`09-27-386-016`

Location & Zoning

Street Address	116 E MAIN ST, 1
City	SAINT CHARLES
State	IL
Zip	60174-1928
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	116 EAST MAIN STREET CONDO UNIT 1
Legal Subdivision	EAST MAIN STREET CONDO
Legal Block	1
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1010
Census Tract	852300

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	116 E MAIN ST, 1, SAINT CHARLES, IL 60174-1928
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Mar 23, 2017 · Amount on Record
Deed Document Number	202188336
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 24, 2021
Property Address	116 E MAIN ST # 1, 1, ST CHARLES, IL 60174-1928
Document Number	0000088336
Instrument Date	Nov 23, 2021
Instrument	2021K088336
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E MAIN ST # 1, 1, SAINT CHARLES, IL 60174-1928

Mortgage

Document Number	0000088217
Date	Nov 24, 2021
Instrument	2021K088217

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,804.00 (+3%)
2024	$11,460.00 (-4.07%)	$133,283 (+4.45%) Land $36,030 Building $97,253	$400,009 (+4.5%) Land $108,133 Building $291,876
2022	$11,946.00 (+3.88%)	$127,599 (+4.91%) Land $32,123 Building $95,476	$382,797 (+4.91%) Land $96,369 Building $286,428
2021	$11,500.00	$121,628 Land $30,620 Building $91,008	$364,884 Land $91,860 Building $273,024

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	29 (1979–2020)
Claims Outside the SFHA	5 of 29
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Frontier.

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