215 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 215 E Main St, Saint Charles, IL 60174

Property Summary

Property Type	Exempt (Full or Partial)
Details	2,457 sqft · built 1925
Lot Size	0.44 acres (19,152 sqft)
Owner	2 Company Names on File
Last Sale	$178,000 (Dec 1998)
Flood Zone	Zone X (minimal risk)
APN	`09-27-390-007`

Property Details

APN / Parcel Number

Primary APN	`09-27-390-007`
Alternative APN	`0927390002`

Interior

Stories	1 Story
Building Area	2,457 sqft Gross Area
1st Floor Area	2,457 sqft
Basement Area	1,015 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2005
Lot Area	19,152 sqft (0.44 acres)

Location & Zoning

Street Address	215 E MAIN ST
City	SAINT CHARLES
State	IL
Zip	60174-2040
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	THAT PT OF LOTS 1, 2, 3, 6, 7 & 8 OF ORIGNAL TOWN OF ST. CHARLES AS DESC IN DOC 98K119380 (EX PT DESC IN DOC 2010K056300)
Legal Subdivision	STC-ORIGINAL TOWN
Legal Block	1
Legal Lot Number	1-3,6
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1033
Census Tract	852300

Owner

Source: Kane County records · APN 09-27-390-007

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2 E MAIN ST, SAINT CHARLES, IL 60174-1926
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 1998 · Amount on Record
Deed Sale	Dec 23, 1998 · Amount on Record
Deed Document Number	1998119380
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill
2022	Additional exemption filed

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	29 (1979–2020)
Claims Outside the SFHA	5 of 29
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Based on FCC filings for 492 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES serves 33,081 people
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.